Devils Lake, North Dakota Cost Of Living

A+

18%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Devils Lake	North Dakota	National
Cost of living	82	95	100
Goods & Services	91	97	100
Groceries	97	102	100
Health care	111	113	100
Housing	52	85	100
Transportation	98	99	100
Utilities	97	99	100

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Cost Of Living Quick Facts

The cost of living in Devils Lake is 14% lower than the North Dakota average
The cost of living in Devils Lake is 18% lower than the national average
Devils Lake housing is 48% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 51% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,025	$5,419	$1,517	$1,951
Renters	$32,102	$2,675	$749	$963

The affordability of the housing market in Devils Lake, ND as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Devils Lake homeowners, the median income is $65,025. This indicates that a monthly maximum of $1,517 should be spent by homeowners on all housing related costs. Renters have a median income of $32,102. This indicates that renters would have a maximum of $749 for their rent related monthly costs.

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Goods & Services

Item	Devils Lake	National avg.	Difference
Haircut	$21.75	$22.08	1.5%
Beauty Salon	$36.50	$42.88	14.9%
Toothpaste	$2.23	$2.57	13.1%
Shampoo	$1.72	$1.15	49.4%
Movie	$8.27	$11.51	28.1%
Bowling	$16.50	$16.62	0.7%

Groceries

Item	Devils Lake	National avg.	Difference
Ground Beef	$4.93	$4.98	1.1%
Fried Chicken	$1.74	$1.58	10.0%
Milk	$2.56	$2.42	5.7%
Potatoes	$2.88	$3.54	18.5%
Pizza	$10.49	$11.49	8.7%
Beer	$8.90	$10.04	11.3%

Health Care

Item	Devils Lake	National avg.	Difference
Optometrist	$137.23	$117.76	16.5%
Doctor	$194.33	$125.34	55.0%
Dentist	$82.44	$107.52	23.3%
Ibuprofen	$9.75	$10.26	5.0%
Lipitor	$480.19	$459.24	4.6%

Housing

Item	Devils Lake	National avg.	Difference
Home Price	$114,200.00	$184,700.00	38.2%
Avg. Mortgage Payment	$1,625.97	$1,697.41	4.2%
Apartment Rent	$608.00	$949.00	35.9%

Transportation

Item	Devils Lake	National avg.	Difference
Gasoline	$3.69	$3.85	4.1%
Tire Balancing	$59.59	$57.01	4.5%

Utilities

Item	Devils Lake	National avg.	Difference
All Electricity	$165.38	$177.27	6.7%
Phone	$194.57	$189.62	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Churchs Ferry, ND	2	104	3.9%
Fort Totten, ND	1,219	72	28.0%
Crary, ND	118	78	22.3%
Devils Lake, ND	7,302	82	17.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Carneys Point, NJ	7,302	104	3.6%
Shields, MI	7,301	89	10.7%
Longboat Key, FL	7,299	159	58.5%
Paloma Creek South, TX	7,299	120	20.3%
Ralston, NE	7,305	90	10.2%
Devils Lake, ND	7,302	82	17.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.