| Index | Nampa | Idaho | National |
| Cost of living | 104 | 98 | 100 |
| Groceries | 105 | 102 | 100 |
| Health care | 104 | 101 | 100 |
| Housing | 104 | 90 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 102 | 101 | 100 |
| Lifestyle & Entertainment | 106 | 105 | 100 |
| Household Items | 102 | 101 | 100 |
| Education & Childcare | 105 | 101 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Nampa? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Nampa stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Nampa is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
The real experts on a city are its residents. That's why we reached out to 77 locals to get their views on the cost of living in Nampa. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 16% found it budget-friendly with decreasing prices, while 84% said it's simply not affordable as prices have continued to rise.
Wondering if Nampa is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Nampa, for example, the median home price is 4.4% higher than what folks pay nationally, and monthly rent is 3.2% higher than the usual rates. Plus, income levels matter too, with Nampa boasting a median household income of $78,129, which is 3.9% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Nampa, the groceries index is 4.7% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Nampa, the housing index is 4% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Nampa starts at 6% and the income tax rates start at 5.8%.
The Nampa cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $93,263 | $7,772 | $2,176 | $2,798 |
| Renters | $58,854 | $4,905 | $1,373 | $1,766 |
| State | General Sales Tax | With Max Surtax |
| Idaho | 6% | 8.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Idaho | 5.8% | 5.8% |
| City | Population | Cost of Living Index | National Avg. |
| Notus, ID | 614 | 90 | 9.5% |
| Marsing, ID | 1,419 | 92 | 7.7% |
| Melba, ID | 676 | 96 | 4.0% |
| Greenleaf, ID | 1,150 | 99 | 1.1% |
| Caldwell, ID | 58,211 | 99 | 0.7% |
| Nampa, ID | 100,694 | 104 | 4.1% |
| City | Population | Cost of Living Index | National Avg. |
| Federal Way, WA | 100,624 | 133 | 33.0% |
| Rio Rancho, NM | 100,592 | 102 | 1.9% |
| Edinburg, TX | 100,567 | 93 | 7.3% |
| Beaverton, OR | 100,974 | 134 | 33.8% |
| Chico, CA | 100,994 | 133 | 33.1% |
| Nampa, ID | 100,694 | 104 | 4.1% |
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