Edinburg, Texas Cost Of Living

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Overall 22%

Goods & Services 21%

Housing 38%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Edinburg	Texas	National
Cost of living	78	92	100
Goods & Services	79	97	100
Groceries	86	91	100
Health care	73	95	100
Housing	62	83	100
Transportation	91	94	100
Utilities	105	103	100

Key findings

The cost of living in Edinburg is 15% lower than the Texas average
The cost of living in Edinburg is 22% lower than the national average
Edinburg housing is 38% lower than the national average
Texas general sales tax is 23% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,034	$5,170	$1,447	$1,861
Renters	$26,588	$2,216	$620	$798

A good way to judge both the affordability of the housing and the cost of living in Edinburg is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Edinburg has a median income of about $62,034 for people who own homes. Based on that number, a maximum of $1,447 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,588. Based on this average, renters should spend no more than $620 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Edinburg	National avg.	Difference
Haircut	$10.04	$20.27	50.5%
Beauty Salon	$35.00	$40.39	13.4%
Toothpaste	$1.93	$2.36	18.1%
Shampoo	$0.92	$1.08	14.2%
Movie	$10.38	$10.99	5.6%
Bowling	$16.67	$15.49	7.6%

Groceries

Item	Edinburg	National avg.	Difference
Ground Beef	$3.76	$4.30	12.4%
Fried Chicken	$1.12	$1.40	20.2%
Milk	$1.90	$2.20	13.7%
Potatoes	$2.29	$3.22	29.0%
Pizza	$9.83	$10.74	8.5%
Beer	$9.18	$9.60	4.4%

Health Care

Item	Edinburg	National avg.	Difference
Optometrist	$78.33	$109.73	28.6%
Doctor	$65.00	$118.34	45.1%
Dentist	$65.83	$100.94	34.8%
Ibuprofen	$8.64	$9.93	13.0%
Lipitor	$469.43	$469.53	0.0%

Housing

Item	Edinburg	National avg.	Difference
Home Price	$104,900.00	$184,700.00	43.2%
Avg. Mortgage Payment	$745.43	$1,229.62	39.4%
Apartment Rent	$704.00	$949.00	25.8%

Transportation

Item	Edinburg	National avg.	Difference
Gasoline	$2.42	$2.71	10.6%
Tire Balancing	$48.33	$51.86	6.8%

Utilities

Item	Edinburg	National avg.	Difference
All Electricity	$185.53	$170.84	8.6%
Phone	$188.86	$187.18	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Evergreen, TX	55	85	14.9%
La Esperanza, TX	33	85	14.9%
E. Lopez, TX	145	85	14.9%
La Chuparosa, TX	33	85	14.9%
Barrera, TX	0	85	14.9%
Edinburg, TX	84,399	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bend, OR	84,416	122	21.7%
Bellingham, WA	84,462	124	23.7%
Trenton, NJ	84,559	95	4.6%
Riverview, FL	84,590	99	1.4%
Champaign, IL	84,672	91	8.8%
Edinburg, TX	84,399	78	21.8%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.