A+
Overall 22%
Goods & Services 21%
Housing 38%
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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexEdinburgTexasNational
Cost of living7892100
Goods & Services7997100
Groceries8691100
Health care7395100
Housing6283100
Transportation9194100
Utilities105103100

Key findings

  • The cost of living in Edinburg is 15% lower than the Texas average
  • The cost of living in Edinburg is 22% lower than the national average
  • Edinburg housing is 38% lower than the national average
  • Texas general sales tax is 23% higher than the national average
  • Texas state income tax is 100% lower than the national average

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Compare Edinburg, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$62,034$5,170$1,447$1,861
      Renters$26,588$2,216$620$798
      A good way to judge both the affordability of the housing and the cost of living in Edinburg is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Edinburg has a median income of about $62,034 for people who own homes. Based on that number, a maximum of $1,447 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,588. Based on this average, renters should spend no more than $620 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Texas6.25%8.25%

      Texas Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Texas0%0%

      Goods & Services

      ItemEdinburgNational avg.Difference
      Haircut $10.04$20.2750.5%
      Beauty Salon $35.00$40.3913.4%
      Toothpaste $1.93$2.3618.1%
      Shampoo $0.92$1.0814.2%
      Movie $10.38$10.995.6%
      Bowling $16.67$15.497.6%

      Groceries

      ItemEdinburgNational avg.Difference
      Ground Beef $3.76$4.3012.4%
      Fried Chicken $1.12$1.4020.2%
      Milk $1.90$2.2013.7%
      Potatoes $2.29$3.2229.0%
      Pizza $9.83$10.748.5%
      Beer $9.18$9.604.4%

      Health Care

      ItemEdinburgNational avg.Difference
      Optometrist $78.33$109.7328.6%
      Doctor $65.00$118.3445.1%
      Dentist $65.83$100.9434.8%
      Ibuprofen $8.64$9.9313.0%
      Lipitor $469.43$469.530.0%

      Housing

      ItemEdinburgNational avg.Difference
      Home Price $104,900.00$184,700.0043.2%
      Avg. Mortgage Payment $745.43$1,229.6239.4%
      Apartment Rent $704.00$949.0025.8%

      Transportation

      ItemEdinburgNational avg.Difference
      Gasoline $2.42$2.7110.6%
      Tire Balancing $48.33$51.866.8%

      Utilities

      ItemEdinburgNational avg.Difference
      All Electricity$185.53$170.848.6%
      Phone $188.86$187.180.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Evergreen, TX558514.9%
      La Esperanza, TX338514.9%
      E. Lopez, TX1458514.9%
      La Chuparosa, TX338514.9%
      Barrera, TX08514.9%
      Edinburg, TX84,3997821.8%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Bend, OR84,41612221.7%
      Bellingham, WA84,46212423.7%
      Trenton, NJ84,559954.6%
      Riverview, FL84,590991.4%
      Champaign, IL84,672918.8%
      Edinburg, TX84,3997821.8%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.