Edinburg, Texas Cost Of Living

Buy Rent

A

Overall 21%

Goods & Services 20%

Housing 38%

Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Edinburg	Texas	National
Cost of living	79	92	100
Goods & Services	80	96	100
Groceries	89	91	100
Health care	70	95	100
Housing	62	83	100
Transportation	89	91	100
Utilities	103	103	100

Key findings

The cost of living in Edinburg is 14% lower than the Texas average
The cost of living in Edinburg is 21% lower than the national average
Edinburg housing is 38% lower than the national average
Texas general sales tax is 23% higher than the national average
Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Edinburg

See all the best places to live around Edinburg

Compare Edinburg, TX Cost of Living

See all Edinburg poll results

The best places in Texas

Here are the best places to live in Texas

Top 10 cities in Texas with the best education system

Check out the 10 safest cities in Texas

10 Best cities in Texas for employment

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,034	$5,170	$1,447	$1,861
Renters	$26,588	$2,216	$620	$798

A good way to judge both the affordability of the housing and the cost of living in Edinburg is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Edinburg has a median income of about $62,034 for people who own homes. Based on that number, a maximum of $1,447 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,588. Based on this average, renters should spend no more than $620 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Edinburg	National avg.	Difference
Haircut	$11.21	$18.62	39.8%
Beauty Salon	$30.83	$39.05	21.0%
Toothpaste	$2.15	$2.34	8.3%
Shampoo	$0.89	$1.06	15.8%
Movie	$10.25	$10.68	4.1%
Bowling	$15.00	$14.67	2.2%

Groceries

Item	Edinburg	National avg.	Difference
Ground Beef	$4.31	$4.22	2.0%
Fried Chicken	$1.47	$1.39	5.8%
Milk	$1.91	$2.05	7.0%
Potatoes	$2.67	$3.29	18.7%
Pizza	$10.32	$10.62	2.8%
Beer	$9.64	$9.38	2.8%

Health Care

Item	Edinburg	National avg.	Difference
Optometrist	$75.00	$108.57	30.9%
Doctor	$57.67	$116.17	50.4%
Dentist	$63.67	$99.13	35.8%
Ibuprofen	$8.72	$9.68	9.9%
Lipitor	$489.50	$466.92	4.8%

Housing

Item	Edinburg	National avg.	Difference
Home Price	$104,900.00	$184,700.00	43.2%
Avg. Mortgage Payment	$743.16	$1,197.42	37.9%
Apartment Rent	$704.00	$949.00	25.8%

Transportation

Item	Edinburg	National avg.	Difference
Gasoline	$1.97	$2.22	11.4%
Tire Balancing	$43.33	$50.07	13.5%

Utilities

Item	Edinburg	National avg.	Difference
All Electricity	$175.49	$167.67	4.7%
Phone	$185.48	$175.64	5.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Evergreen, TX	55	86	-14%
La Esperanza, TX	33	86	-14%
E. Lopez, TX	145	86	-14%
La Chuparosa, TX	33	82	-18%
Barrera, TX	0	86	-14%
Edinburg, TX	84,399	79	-21%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Bend, OR	84,416	124	24%
Bellingham, WA	84,462	125	25%
Trenton, NJ	84,559	96	-4%
Riverview, FL	84,590	101	1%
Champaign, IL	84,672	91	-9%
Edinburg, TX	84,399	79	-21%

Source: The Edinburg, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.