Cost Of Living in Loma Mar, CA

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D

15%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Loma Mar	California	National
Cost of living	115	141	100
Groceries	111	111	100
Health care	114	116	100
Housing	n/a	197	100
Transportation	116	118	100
Utilities	119	119	100
Lifestyle & Entertainment	117	120	100
Household Items	109	111	100
Education & Childcare	120	127	100

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Cost Of Living Quick Facts

The cost of living in Loma Mar is 19% lower than the California average
The cost of living in Loma Mar is 15% higher than the national average
Loma Mar housing is 47% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mountain View CDP, CA	2,675	134	33.5%
Brookdale, CA	1,345	161	61.2%
Boulder Creek, CA	5,454	166	65.9%
Lompico, CA	904	178	77.7%
Zayante, CA	789	182	81.7%
Loma Mar, CA	294	115	14.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Palmer, IL	294	80	20.4%
Mound Valley, KS	294	79	20.9%
Sparta, KY	294	86	13.6%
Parsonsburg, MD	294	110	10.4%
Searles, MN	294	96	3.6%
Loma Mar, CA	294	115	14.6%