Cost Of Living in Jefferson, MD

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F

29%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

79%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Jefferson	Maryland	National
Cost of living	129	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	179	151	100
Transportation	108	109	100
Utilities	109	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	111	112	100

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Homes For Sale In Jefferson, MD

5622 Glen Hill Ct

Jefferson, MD

4226 Jefferson Pike

Jefferson, MD

3823 Roundtree Rd

Jefferson, MD

5002 Burkittsville Rd

Jefferson, MD

Cost Of Living Quick Facts

The cost of living in Jefferson is 7% higher than the Maryland average
The cost of living in Jefferson is 29% higher than the national average
Jefferson housing is 79% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$198,884	$16,574	$4,640	$5,967
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Brownsville, MD	27	108	7.7%
Gapland, MD	62	108	7.7%
Mount Briar, MD	121	107	6.9%
Bakersville, MD	0	107	6.9%
Trego-Rohrersville Station, MD	105	108	7.7%
Jefferson, MD	2,675	129	29.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mountain View CDP, CA	2,675	134	33.5%
Missouri Valley, IA	2,675	87	12.6%
Barnum Island, NY	2,675	161	61.1%
Devola, OH	2,674	93	6.5%
Cabool, MO	2,676	81	18.9%
Jefferson, MD	2,675	129	29.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Jefferson, MD

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Jefferson

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The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population