Cost of Living in Surfside, FL

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F
59%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
189%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Surfside Florida National
Cost of living159102100
Groceries103102100
Health care107104100
Housing28997100
Transportation100103100
Utilities111110100
Lifestyle & Entertainment101104100
Household Items102102100
Education & Childcare103106100
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Homes For Sale In Surfside, FL

property for sale

9225 Collins Ave #501

Surfside, FL
property for sale

8701 Collins Ave #904

Surfside, FL
property for sale

9111 Collins Ave Unit N521

Surfside, FL
property for sale

9349 Collins Ave #801

Surfside, FL

Cost Of Living Quick Facts

  • The cost of living in Surfside is 56% higher than the Florida average
  • The cost of living in Surfside is 59% higher than the national average
  • Surfside housing is 189% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Surfside

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$141,983$11,832$3,313$4,260
      Renters$54,158$4,513$1,264$1,625
      A good way to judge both the affordability of the housing and the cost of living in Surfside is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Surfside has a median income of about $141,983 for people who own homes. Based on that number, a maximum of $3,313 should be spent on expenses related to housing. Renters have a slightly different median income, which is $54,158. Based on this average, renters should spend no more than $1,264 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Medley, FL1,0768910.7%
      Pembroke Park, FL6,9708911.0%
      Gladeview, FL13,938991.4%
      Opa-locka, FL16,6101011.2%
      West Little River, FL33,2291043.6%
      Surfside, FL5,82115959.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kayenta, AZ5,8218019.7%
      Lackland AFB, TX5,82113029.7%
      Sharon Hill, PA5,820964.1%
      Bryn Mawr, PA5,81912625.6%
      Mount Carmel, PA5,8198217.7%
      Surfside, FL5,82115959.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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