Cost Of Living in Lackland AFB, TX

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F

30%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

91%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lackland AFB	Texas	National
Cost of living	130	94	100
Groceries	102	98	100
Health care	103	98	100
Housing	191	83	100
Transportation	107	98	100
Utilities	101	103	100
Lifestyle & Entertainment	100	98	100
Household Items	102	98	100
Education & Childcare	108	98	100

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Cost Of Living Quick Facts

The cost of living in Lackland AFB is 38% higher than the Texas average
The cost of living in Lackland AFB is 30% higher than the national average
Lackland AFB housing is 91% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$118,265	$9,855	$2,759	$3,548

A good way to judge both the affordability of the housing and the cost of living in Lackland AFB is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lackland AFB has a median income of about $0 for people who own homes. Based on that number, a maximum of $0 should be spent on expenses related to housing. Renters have a slightly different median income, which is $118,265. Based on this average, renters should spend no more than $2,759 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
LaCoste, TX	1,996	86	14.4%
Von Ormy, TX	1,055	88	11.9%
Macdona, TX	268	90	9.9%
Lytle, TX	2,508	92	8.3%
Sandy Oaks, TX	4,767	92	7.6%
Lackland AFB, TX	5,821	130	29.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kayenta, AZ	5,821	80	19.7%
Surfside, FL	5,821	159	59.2%
Sharon Hill, PA	5,820	96	4.1%
Bryn Mawr, PA	5,819	126	25.6%
Mount Carmel, PA	5,819	82	17.7%
Lackland AFB, TX	5,821	130	29.7%