A+
16%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Del City Oklahoma National
Cost of living8488100
Groceries9696100
Health care9595100
Housing6070100
Transportation9596100
Utilities9796100
Lifestyle & Entertainment9494100
Household Items9597100
Education & Childcare9293100
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An Overview of Cost of Living in Del City, OK

Knowing the cost of living in Del City allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Del City stands at 84, marking it 16% lower than the national average.

It's not uncommon for housing expenses to eat up a substantial portion of your income, oten exceeding 30%. The good news is that Del City stands out by reporting housing costs that are 40.4% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more affordable compared to the rest of the country. This favorable housing situation allows residents to allocate a more manageable portion of their income to housing, resulting in greater financial flexibility.

Is Del City Affordable?

Is Del City an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Del City, the median home price is 52.1% lower than what most folks pay across the country, and monthly rent prices are 13% lower than the usual rates. Income levels in Del City come in at $65,147, which is 19.9% lower than the national average.

What Factors can Influence the Cost of Living in Del City?

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Del City, the utilities index registers at 2.6% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Del City, healthcare costs are 4.9% lower than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Del City cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Del City is 4% lower than the Oklahoma average
  • The cost of living in Del City is 16% lower than the national average
  • Del City housing is 40% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Del City

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Compare Del City, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,981$6,582$1,843$2,370
      Renters$52,244$4,354$1,219$1,567
      The affordability of the housing market in Del City, OK as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Del City homeowners, the median income is $78,981. This indicates that a monthly maximum of $1,843 should be spent by homeowners on all housing related costs. Renters have a median income of $52,244. This indicates that renters would have a maximum of $1,219 for their rent related monthly costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valley Brook, OK9387920.6%
      Spencer, OK4,1338119.0%
      Smith Village, OK758118.7%
      Arcadia, OK1398217.8%
      Warr Acres, OK10,4258712.8%
      Del City, OK22,5948415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      King of Prussia, PA22,61812323.0%
      East Patchogue, NY22,64613030.4%
      Shelbyville, TN22,648928.3%
      Summit, NJ22,53918988.8%
      Hazel Dell, WA22,53212524.7%
      Del City, OK22,5948415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.