| Index | Montebello | California | National |
| Cost of living | 156 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | 248 | 197 | 100 |
| Transportation | 120 | 118 | 100 |
| Utilities | 120 | 119 | 100 |
| Lifestyle & Entertainment | 121 | 120 | 100 |
| Household Items | 109 | 111 | 100 |
| Education & Childcare | 131 | 127 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Montebello? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Montebello stands at 156, making it 56% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you prioritize affordability when seeking a new place to live, Montebello may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Montebello falls into this category, which may not align with your preferences for a budget-friendly living environment.
When it comes to the cost of living in Montebello, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 147.5% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
The real experts on a city are its residents. That's why we reached out to 5 locals to get their views on the cost of living in Montebello. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 60% found it budget-friendly with decreasing prices, while 40% said it's simply not affordable as prices have continued to rise.
Is Montebello affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Montebello, for instance, where the median home price falls 187.9% higher than the national average, and monthly rent rates are 53.3% higher than usual. Additionally, median income levels contribute to the equation, with Montebello flaunting a median household income of $93,962, 15.5% higher than the national norm.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Montebello, healthcare costs are 13.1% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Montebello cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $126,550 | $10,546 | $2,953 | $3,797 |
| Renters | $75,303 | $6,275 | $1,757 | $2,259 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Vernon, CA | 254 | 117 | 16.8% |
| Willowbrook, CA | 25,347 | 136 | 36.0% |
| East Rancho Dominguez, CA | 15,765 | 136 | 36.3% |
| Florence-Graham, CA | 66,603 | 138 | 38.2% |
| Compton, CA | 98,731 | 139 | 38.7% |
| Montebello, CA | 64,503 | 156 | 56.0% |
| City | Population | Cost of Living Index | National Avg. |
| Waltham, MA | 64,477 | 164 | 63.5% |
| Doral, FL | 64,546 | 141 | 41.5% |
| Brentwood, NY | 64,448 | 129 | 29.5% |
| La Habra, CA | 64,441 | 166 | 65.5% |
| Idaho Falls, ID | 64,374 | 99 | 0.8% |
| Montebello, CA | 64,503 | 156 | 56.0% |