| Index | La Habra | California | National |
| Cost of living | 166 | 141 | 100 |
| Groceries | 113 | 111 | 100 |
| Health care | 116 | 116 | 100 |
| Housing | 280 | 197 | 100 |
| Transportation | 118 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 120 | 120 | 100 |
| Household Items | 111 | 111 | 100 |
| Education & Childcare | 120 | 127 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in La Habra? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in La Habra stands at 166, making it 66% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you prioritize affordability when seeking a new place to live, La Habra may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, La Habra falls into this category, which may not align with your preferences for a budget-friendly living environment.
When it comes to the cost of living in La Habra, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 179.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In La Habra, you can expect to spend 11.1% more than average on these recurring essentials, which increases your overall monthly cost of living.
The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in La Habra is even less favorable, with grocery prices here being 12.9% higher than the national average.
Locals have the inside scoop on their city. So, we polled 7 residents in La Habra to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 14% find it reasonable with decreasing prices, but 86% think it's quite pricey, with prices that continue to rise.
Is La Habra affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in La Habra, the median home price is 225.7% higher than the national average and monthly rent prices are 72.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with La Habra boasting a median household income of $126,369, 55.4% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In La Habra, the prevailing sales tax rate starts at 7.25%, and income tax rates kick off at 1%.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In La Habra, healthcare costs are 16.3% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In La Habra, the transportation index stands at 17.6% higher than the national average.
The cost of living data for La Habra shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $152,580 | $12,715 | $3,560 | $4,578 |
| Renters | $94,785 | $7,899 | $2,212 | $2,844 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Vernon, CA | 254 | 117 | 16.8% |
| East Rancho Dominguez, CA | 15,765 | 136 | 36.3% |
| Industry, CA | 269 | 137 | 37.1% |
| Montclair, CA | 41,014 | 139 | 38.5% |
| Commerce, CA | 13,066 | 139 | 38.8% |
| La Habra, CA | 64,441 | 166 | 65.5% |
| City | Population | Cost of Living Index | National Avg. |
| Brentwood, NY | 64,448 | 129 | 29.5% |
| Waltham, MA | 64,477 | 164 | 63.5% |
| Montebello, CA | 64,503 | 156 | 56.0% |
| Idaho Falls, ID | 64,374 | 99 | 0.8% |
| Grand Junction, CO | 64,338 | 112 | 12.1% |
| La Habra, CA | 64,441 | 166 | 65.5% |