Cost of Living in Monte Vista, CO

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A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Monte Vista Colorado National
Cost of living92115100
Groceries103104100
Health care104107100
Housing64136100
Transportation107106100
Utilities104108100
Lifestyle & Entertainment104107100
Household Items103105100
Education & Childcare110111100
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Homes For Sale In Monte Vista, CO

property for sale

235 4th Ave

Monte Vista, CO
property for sale

48 Trosper Dr

Monte Vista, CO
property for sale

583 Pine St

Monte Vista, CO
property for sale

318 Jefferson St

Monte Vista, CO

Cost Of Living Quick Facts

  • The cost of living in Monte Vista is 20% lower than the Colorado average
  • The cost of living in Monte Vista is 8% lower than the national average
  • Monte Vista housing is 36% lower than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Monte Vista

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,917$5,993$1,678$2,158
      Renters$22,042$1,837$514$661
      A good indicator of the general affordability of housing in Monte Vista, CO, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Monte Vista, the median monthly income is $71,917 for those who own their own homes. Under the standard rule, that income level would allow for $1,678 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $22,042, per the median income in the area. That would allow for renters to spend up to $514 on monthly rental expenses.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hooper, CO671054.8%
      Center, CO2,4688910.9%
      Del Norte, CO1,560918.7%
      Monte Vista, CO4,220927.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Simonds, NB4,219n/a 
      Livingston, TN4,2218515.2%
      Butler, MO4,2188317.5%
      Marine City, MI4,222909.5%
      Herculaneum, MO4,2221022.2%
      Monte Vista, CO4,220927.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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