Livingston cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8290100
Goods & Services index10197100
Groceries index8693100
Health care index9089100
Housing index5180100
Transportation index8690100
Utilities index10095100
A general summary of the cost of living index in Livingston, TN is shown above. Compared to the state average of Tennessee the cost of living index in Livingston, TN is 82, which is 9% lower than the average in Tennessee and compared to the national average it is 18% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Livingston, TN goods and services come in at 4% higher than the average in Tennessee and are 1% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Livingston is 9% lower than the Tennessee average.
  • The cost of living in Livingston is 18% lower than the national average.
  • The cost of housing in Livingston is 49% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 125% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Livingston, TN to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Livingston, TN, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Livingston, TN salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Livingston, TN as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Livingston, TN homeowners, is $40,257. This would allow for a maximum of $939 per month to be spent on housing costs. For renters, the median monthly income is $16,025 which would result in a maximum of $374 to be spent on rental costs.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Livingston, TN, the Tennessee income tax and the Tennessee sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Tennessee maximum surtax is 9.75%, and the Tennessee sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 5% to 5% in Tennessee.

Goods & Services

ItemLivingstonNational avg.Difference
Haircut $14.31$16.0911.0%
Beauty Salon $21.67$37.3341.9%
Toothpaste $1.68$2.4531.3%
Shampoo $0.84$1.0016.1%
Movie $10.55$10.282.6%
Bowling $3.83$4.9322.2%


ItemLivingstonNational avg.Difference
Ground Beef $3.18$3.8016.4%
Fried Chicken $0.96$1.4031.1%
Milk $1.84$2.018.3%
Potatoes $2.38$3.0121.1%
Pizza $9.39$9.895.0%
Beer $9.28$8.904.3%

Health Care

ItemLivingstonNational avg.Difference
Optometrist $95.51$102.166.5%
Doctor $103.58$108.364.4%
Dentist $72.57$92.5321.6%
Ibuprofen $8.72$9.286.0%
Lipitor $415.26$425.822.5%


ItemLivingstonNational avg.Difference
Home Price $96,800.00$184,700.0047.6%
Avg. Mortgage Payment $934.37$1,202.4422.3%
Apartment Rent $448.00$949.0052.8%


ItemLivingstonNational avg.Difference
Gasoline $1.98$2.2411.7%
Tire Balancing $38.39$46.2917.1%


ItemLivingstonNational avg.Difference
All Electricity$163.38$165.961.6%
Phone $29.19$28.681.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Byrdstown, TN1,00279-21%
Celina, TN1,49380-20%
Dodson Branch, TN1,23482-18%
Algood, TN3,73287-13%
Livingston, TN4,06782-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sunnyside, CA4,06611515%
Sinking Spring, PA4,0661011%
Holloman AFB, NM4,0701033%
Thomasville, AL4,06488-12%
Waynesburg, PA4,07086-14%
Livingston, TN4,06782-18%
Source: The Livingston, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.