Cost Of Living in Livingston, TN

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Livingston	Tennessee	National
Cost of living	85	92	100
Groceries	97	98	100
Health care	97	97	100
Housing	58	80	100
Transportation	95	97	100
Utilities	96	98	100
Lifestyle & Entertainment	94	97	100
Household Items	100	98	100
Education & Childcare	97	97	100

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Homes For Sale In Livingston, TN

138 Buena Vista Dr

Livingston, TN

23 Bethlehem Rd

Rickman, TN

24 Bethlehem Rd

Rickman, TN

Dynamite Ln

Livingston, TN

Cost Of Living Quick Facts

The cost of living in Livingston is 8% lower than the Tennessee average
The cost of living in Livingston is 15% lower than the national average
Livingston housing is 42% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,992	$3,916	$1,096	$1,410
Renters	$30,472	$2,539	$711	$914

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Livingston, TN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Livingston homeowners, is $46,992. This would allow for a maximum of $1,096 per month to be spent on housing costs. For renters, the median monthly income is $30,472 which would result in a maximum of $711 to be spent on rental costs.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Byrdstown, TN	1,168	82	17.6%
Celina, TN	2,042	85	15.1%
Algood, TN	4,555	90	9.8%
Dodson Branch, TN	1,145	91	9.5%
Livingston, TN	4,221	85	15.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Monte Vista, CO	4,220	92	7.6%
Marine City, MI	4,222	90	9.5%
Herculaneum, MO	4,222	102	2.2%
Moxee, WA	4,222	114	14.3%
Simonds, NB	4,219	n/a
Livingston, TN	4,221	85	15.2%