Cost of Living in Herculaneum, MO

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A
2%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Herculaneum Missouri National
Cost of living10290100
Groceries9696100
Health care9797100
Housing11677100
Transportation9896100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9695100
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Homes For Sale In Herculaneum, MO

property for sale

1553 Scenic Dr

Herculaneum, MO
property for sale

345 Main St

Herculaneum, MO
property for sale

1393 Spring Dr

Herculaneum, MO
property for sale

2452 French Dr

Herculaneum, MO
See the Newest Homes For Sale In Herculaneum, MO

Cost Of Living Quick Facts

  • The cost of living in Herculaneum is 13% higher than the Missouri average
  • The cost of living in Herculaneum is 2% higher than the national average
  • Herculaneum housing is 16% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Herculaneum

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$121,931$10,161$2,845$3,658
      Renters$54,025$4,502$1,260$1,621

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Peaceful Village, MO956931.1%
      Horine, MO1,1338317.4%
      Grayhawk, MO8018317.3%
      Fults, IL218515.4%
      Cedar Hill Lakes, MO3548415.6%
      Herculaneum, MO4,2221022.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marine City, MI4,222909.5%
      Moxee, WA4,22211414.3%
      Livingston, TN4,2218515.2%
      Whiteman AFB, MO4,2231011.2%
      Shrewsbury, NJ4,22317574.6%
      Herculaneum, MO4,2221022.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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