| Index | Mililani Town | Hawaii | National |
| Cost of living | 185 | 163 | 100 |
| Groceries | 124 | 126 | 100 |
| Health care | 116 | 119 | 100 |
| Housing | 332 | 252 | 100 |
| Transportation | 117 | 121 | 100 |
| Utilities | 131 | 131 | 100 |
| Lifestyle & Entertainment | 126 | 127 | 100 |
| Household Items | 112 | 115 | 100 |
| Education & Childcare | 132 | 132 | 100 |
Knowing the cost of living in Mililani Town allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Mililani Town stands at 185, marking it 85% higher than the national average.
If you value affordability in your search for a new place to live, Mililani Town may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Mililani Town falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs make up a big chunk of the cost of living in Mililani Town, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 231.5% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
The routine items you regularly buy for your home, such as cleaning supplies, personal care products, clothing basics, and kitchen essentials, make up 8% of the cost of living index. In Mililani Town, these items cost 12.2% more than the national average, making day-to-day living a bit more expensive.
The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Mililani Town does not fare better, with grocery expenses coming in at 24% higher than the national average.
Is Mililani Town an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Mililani Town, the median home price is 285.8% higher than what most folks pay across the country, and monthly rent prices are 105.1% higher than the usual rates. Income levels in Mililani Town come in at $158,184, which is 94.5% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Mililani Town, the transportation index stands at 17.1% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Mililani Town, healthcare costs are 15.7% higher than the national average.
The Mililani Town cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
| Housing index | |
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| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $172,150 | $14,346 | $4,017 | $5,165 |
| Renters | $97,525 | $8,127 | $2,275 | $2,926 |
| State | General Sales Tax | With Max Surtax |
| Hawaii | 4% | 4.712% |
| State | Income Tax (Low) | Income Tax (High) |
| Hawaii | 1.4% | 11% |
| City | Population | Cost of Living Index | National Avg. |
| Waianae, HI | 13,612 | 141 | 40.9% |
| Makaha, HI | 10,411 | 143 | 42.7% |
| Nanakuli, HI | 11,830 | 145 | 45.1% |
| Waipio Acres, HI | 5,724 | 154 | 53.8% |
| Waimalu, HI | 14,084 | 155 | 55.3% |
| Mililani Town, HI | 28,249 | 185 | 85.0% |
| City | Population | Cost of Living Index | National Avg. |
| Easton, PA | 28,264 | 94 | 6.4% |
| Erie, CO | 28,201 | 153 | 53.2% |
| Horn Lake, MS | 28,196 | 90 | 10.0% |
| Morrisville, NC | 28,305 | 121 | 21.2% |
| Bergenfield, NJ | 28,186 | 133 | 33.4% |
| Mililani Town, HI | 28,249 | 185 | 85.0% |
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