| Index | Middleburg | Florida | National |
| Cost of living | 100 | 102 | 100 |
| Groceries | 102 | 102 | 100 |
| Health care | 102 | 104 | 100 |
| Housing | 91 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 111 | 110 | 100 |
| Lifestyle & Entertainment | 106 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 107 | 106 | 100 |
The cost of living in Middleburg affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Middleburg is 100, which is 0% equal to the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Middleburg is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is Middleburg an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Middleburg, the median home price is 14% lower than what most folks pay across the country, and monthly rent prices are 3.4% higher than the usual rates. Income levels in Middleburg come in at $87,167, which is 7.2% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Middleburg, the healthcare costs are 1.8% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Middleburg, the housing index is 8.8% lower than the national average.
The Middleburg cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $95,964 | $7,997 | $2,239 | $2,879 |
| Renters | $65,406 | $5,451 | $1,526 | $1,962 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Lawtey, FL | 1,083 | 89 | 11.1% |
| Bellair-Meadowbrook Terrace, FL | 15,617 | 100 | 0.4% |
| Green Cove Springs, FL | 8,488 | 102 | 1.9% |
| Lakeside, FL | 32,167 | 104 | 3.8% |
| Orange Park, FL | 8,984 | 106 | 5.5% |
| Middleburg, FL | 12,986 | 100 | 0.3% |
| City | Population | Cost of Living Index | National Avg. |
| Athens, TX | 12,992 | 88 | 11.7% |
| Fords, NJ | 12,993 | 129 | 28.6% |
| Georgetown, GA | 12,996 | 102 | 1.6% |
| San Anselmo, CA | 13,003 | 237 | 136.6% |
| Vinings, GA | 12,966 | 141 | 41.4% |
| Middleburg, FL | 12,986 | 100 | 0.3% |
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