Cost of Living in Green Cove Springs, FL

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2%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Green Cove Springs Florida National
Cost of living102102100
Groceries104102100
Health care102104100
Housing9697100
Transportation106103100
Utilities112110100
Lifestyle & Entertainment103104100
Household Items102102100
Education & Childcare102106100
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Homes For Sale In Green Cove Springs, FL

property for sale

2554 Royal Pointe Dr

Green Cove Springs, FL
property for sale

5158 Sweat Rd

Green Cove Springs, FL
property for sale

3360 Olympic Dr

Green Cove Springs, FL
property for sale

552 Arthur Moore Dr

Green Cove Springs, FL

Cost Of Living Quick Facts

  • The cost of living in Green Cove Springs is equal to the Florida average
  • The cost of living in Green Cove Springs is 2% higher than the national average
  • Green Cove Springs housing is 4% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Green Cove Springs

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Compare Green Cove Springs, FL Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,969$6,997$1,959$2,519
      Renters$50,000$4,167$1,167$1,500
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Green Cove Springs, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Green Cove Springs homeowners, is $83,969. This would allow for a maximum of $1,959 per month to be spent on housing costs. For renters, the median monthly income is $50,000 which would result in a maximum of $1,167 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bellair-Meadowbrook Terrace, FL15,6171000.4%
      Middleburg, FL12,9861000.3%
      Lakeside, FL32,1671043.8%
      Orange Park, FL8,9841065.5%
      Penney Farms, FL67011211.7%
      Green Cove Springs, FL8,4881021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. Marys, OH8,4878812.3%
      Hanover, ON8,487n/a 
      Runnemede, NJ8,4921055.3%
      Mahtomedi, MN8,49312423.6%
      Napoleon, OH8,4938712.7%
      Green Cove Springs, FL8,4881021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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