Georgetown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9794100
Goods & Services index9997100
Groceries index9599100
Health care index10697100
Housing index9586100
Transportation index9597100
Utilities index9793100
Here we can see a simple outline of the cost of living in Georgetown, GA. As you can see, with the average cost of living in Georgetown, GA being 97, that puts it 4% higher than the average of Georgia and 3% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Georgetown, GA, the price of goods and services are 2% higher than the average of Georgia as well as 1% lower than the nation's average.

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Did you know?

  • The cost of living in Georgetown is 4% higher than the Georgia average.
  • The cost of living in Georgetown is 3% lower than the national average.
  • The cost of housing in Georgetown is 5% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

Compare Georgetown, GA Cost of living To Other Cities

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Health care index
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Use the salary calculator to compare your current income in Georgetown, GA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Georgetown, GA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Georgetown, GA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Georgetown, GA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Georgetown, GA homeowners, is $81,897. This would allow for a maximum of $1,911 per month to be spent on housing costs. For renters, the median monthly income is $42,735 which would result in a maximum of $997 to be spent on rental costs.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Georgetown, GA, the Georgia income tax and the Georgia sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Georgia maximum surtax is 8%, and the Georgia sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 6% in Georgia.

Goods & Services

ItemGeorgetownNational avg.Difference
Haircut $17.14$17.492.0%
Beauty Salon $35.50$38.177.0%
Toothpaste $1.97$2.3215.1%
Shampoo $0.87$1.0114.0%
Movie $11.84$10.7210.4%
Bowling $19.05$13.8637.4%


ItemGeorgetownNational avg.Difference
Ground Beef $3.71$3.904.9%
Fried Chicken $1.36$1.402.6%
Milk $1.97$1.960.4%
Potatoes $3.26$3.182.4%
Pizza $9.99$10.393.9%
Beer $9.84$9.236.6%

Health Care

ItemGeorgetownNational avg.Difference
Optometrist $88.50$106.3416.8%
Doctor $108.33$115.256.0%
Dentist $119.67$98.3821.6%
Ibuprofen $8.31$9.2610.3%
Lipitor $509.58$466.479.2%


ItemGeorgetownNational avg.Difference
Home Price $166,700.00$184,700.009.7%
Avg. Mortgage Payment $773.26$1,273.3239.3%
Apartment Rent $1,021.00$949.007.6%


ItemGeorgetownNational avg.Difference
Gasoline $2.39$2.597.9%
Tire Balancing $49.80$48.901.9%


ItemGeorgetownNational avg.Difference
All Electricity$159.64$167.604.8%
Phone $179.40$163.429.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Garden City, GA8,88988-12%
Bloomingdale, GA2,70392-8%
Savannah, GA144,71794-6%
Midway, GA2,00295-5%
Montgomery, GA4,22296-4%
Georgetown, GA12,62197-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Dallas, GA12,62296-4%
San Anselmo, CA12,623213113%
Markham, IL12,63395-5%
Boone, IA12,60987-13%
Lincolnwood, IL12,63713535%
Georgetown, GA12,62197-3%
Source: The Georgetown, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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