F
24%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
80%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mendota Heights Minnesota National
Cost of living124100100
Groceries102100100
Health care101100100
Housing180100100
Transportation99100100
Utilities101104100
Lifestyle & Entertainment100100100
Household Items99100100
Education & Childcare10399100
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An Overview of Cost of Living in Mendota Heights, MN

Are you thinking about relocating, but curious about the potential cost of living in Mendota Heights? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Mendota Heights stands at 124, making it 24% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Mendota Heights is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Mendota Heights falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Mendota Heights, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 79.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Mendota Heights Affordable?

Is Mendota Heights affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Mendota Heights, the median home price is 117.8% higher than the national average and monthly rent prices are 8.4% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Mendota Heights boasting a median household income of $178,997, 120.1% higher than the national average.

What Factors can Influence the Cost of Living in Mendota Heights?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Mendota Heights, the baseline sales tax rate begins at 6.875%, and income tax rates start at 5.35%.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Mendota Heights, the transportation index is 0.9% lower than the national average.

Where is the Data From?

The Mendota Heights cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Mendota Heights is 24% higher than the Minnesota average
  • The cost of living in Mendota Heights is 24% higher than the national average
  • Mendota Heights housing is 80% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Mendota Heights

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Compare Mendota Heights, MN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$197,315$16,443$4,604$5,920
      Renters$78,359$6,530$1,828$2,351
      A good way to judge both the affordability of the housing and the cost of living in Mendota Heights is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mendota Heights has a median income of about $197,315 for people who own homes. Based on that number, a maximum of $4,604 should be spent on expenses related to housing. Renters have a slightly different median income, which is $78,359. Based on this average, renters should spend no more than $1,828 on all rental costs if they want to maintain a non-impoverished standard of living.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Landfall, MN8197227.9%
      South End, MN667822.1%
      Hilltop, MN1,0458020.0%
      St. Anthony city (Stearns County), MN1088416.4%
      St. Paul Park, MN5,5621011.2%
      Mendota Heights, MN11,73312424.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pontiac, IL11,7328812.5%
      Gardnerville Ranchos, NV11,73212323.0%
      Piedmont, CA11,734351251.3%
      Upper Montclair, NJ11,73418484.3%
      Coldstream, BC11,728n/a 
      Mendota Heights, MN11,73312424.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.