Cost of Living in Paintsville, KY

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Paintsville Kentucky National
Cost of living9188100
Groceries9798100
Health care9497100
Housing8070100
Transportation9796100
Utilities9595100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare9294100
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Homes For Sale In Paintsville, KY

property for sale

2642 Ky Route 1107

Paintsville, KY
property for sale

613 Washington Ave

Paintsville, KY
property for sale

27 Wetzel Dr

Paintsville, KY
property for sale

132 Tulip St

Paintsville, KY
See the Newest Homes For Sale In Paintsville, KY

Cost Of Living Quick Facts

  • The cost of living in Paintsville is 3% higher than the Kentucky average
  • The cost of living in Paintsville is 9% lower than the national average
  • Paintsville housing is 20% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Paintsville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,801$7,317$2,049$2,634
      Renters$26,425$2,202$617$793
      A good way to judge both the affordability of the housing and the cost of living in Paintsville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Paintsville has a median income of about $87,801 for people who own homes. Based on that number, a maximum of $2,049 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,425. Based on this average, renters should spend no more than $617 on all rental costs if they want to maintain a non-impoverished standard of living.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dwale, KY198964.4%
      Auxier, KY9447920.9%
      Salyersville, KY2,0368415.7%
      Prestonsburg, KY3,6378712.6%
      Inez, KY9958811.9%
      Paintsville, KY4,145919.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      San Joaquin, CA4,14411211.7%
      Wright City, MO4,144937.2%
      Chester, NY4,14411212.1%
      Lakewood, IL4,14613636.0%
      Rosewood Heights, IL4,1468811.6%
      Paintsville, KY4,145919.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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