McKinleyville, CA Cost Of Living

McKinleyville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	McKinleyville	California	National
Cost of living index	117	138	100
Index	McKinleyville	California	National
Goods & Services index	109	110	100
Groceries index	117	115	100
Health care index	104	109	100
Housing index	136	196	100
Transportation index	123	125	100
Utilities index	89	114	100

Here we can see a simple outline of the cost of living in McKinleyville, CA. As you can see, with the average cost of living in McKinleyville, CA being 117, that puts it 15% lower than the average of California and 17% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of McKinleyville, CA, the price of goods and services are 1% lower than the average of California as well as 9% higher than the nation's average.

Did you know?

The cost of living in McKinleyville is 15% lower than the California average.
The cost of living in McKinleyville is 17% higher than the national average.
The cost of housing in McKinleyville is 36% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Compare McKinleyville, CA Cost of living To Other Cities

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in McKinleyville, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in McKinleyville, CA, you have to earn a higher income in order to still have the same standard of living. To operate the McKinleyville, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,162	$5,680	$1,590	$2,045
Renters	$33,644	$2,804	$785	$1,009

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in McKinleyville, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for McKinleyville, CA homeowners, is $68,162. This would allow for a maximum of $1,590 per month to be spent on housing costs. For renters, the median monthly income is $33,644 which would result in a maximum of $785 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.25%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When you are determining the total cost of living in McKinleyville, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.25%, with the highest surtax being 10.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 13.3%.

Goods & Services

Item	McKinleyville	National avg.	Difference
Haircut	$19.61	$16.09	21.9%
Beauty Salon	$51.92	$37.33	39.1%
Toothpaste	$2.87	$2.45	17.4%
Shampoo	$1.23	$1.00	22.6%
Movie	$13.35	$10.28	29.9%
Bowling	$6.27	$4.93	27.1%

Groceries

Item	McKinleyville	National avg.	Difference
Ground Beef	$3.91	$3.80	2.8%
Fried Chicken	$1.40	$1.40	0.2%
Milk	$2.85	$2.01	41.8%
Potatoes	$3.49	$3.01	15.9%
Pizza	$14.69	$9.89	48.6%
Beer	$8.77	$8.90	1.4%

Health Care

Item	McKinleyville	National avg.	Difference
Optometrist	$122.96	$102.16	20.4%
Doctor	$100.28	$108.36	7.5%
Dentist	$96.52	$92.53	4.3%
Ibuprofen	$11.90	$9.28	28.3%
Lipitor	$437.10	$425.82	2.6%

Housing

Item	McKinleyville	National avg.	Difference
Home Price	$280,100.00	$184,700.00	51.7%
Avg. Mortgage Payment	$1,457.03	$1,202.44	21.2%
Apartment Rent	$957.00	$949.00	0.8%

Transportation

Item	McKinleyville	National avg.	Difference
Gasoline	$2.82	$2.24	25.7%
Tire Balancing	$53.95	$46.29	16.5%

Utilities

Item	McKinleyville	National avg.	Difference
All Electricity	$168.47	$165.96	1.5%
Phone	$21.67	$28.68	24.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Samoa, CA	220	106	6%
Bayview, CA	2,527	108	8%
Manila, CA	751	111	11%
Eureka, CA	27,002	112	12%
Blue Lake, CA	1,147	115	15%
McKinleyville, CA	16,948	117	17%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Mesquite, NV	16,953	98	-2%
Waukee, IA	16,955	96	-4%
Bon Air, VA	16,957	105	5%
Five Forks, SC	16,929	115	15%
Country Walk, FL	16,975	119	19%
McKinleyville, CA	16,948	117	17%

Source: The McKinleyville, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

McKinleyville, CA Cost of Living