F
66%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
187%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Artesia California National
Cost of living166141100
Groceries111111100
Health care113116100
Housing287197100
Transportation117118100
Utilities114119100
Lifestyle & Entertainment120120100
Household Items109111100
Education & Childcare120127100
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An Overview of Cost of Living in Artesia, CA

The cost of living in Artesia affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Artesia is 166, which is 66% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Artesia is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Artesia falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a major factor in the Artesia cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 186.8% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, Artesia is no exception, where grocery prices are 10.9% above the national average.

Is Artesia Affordable?

Is Artesia an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Artesia, the median home price is 231.5% higher than what most folks pay across the country, and monthly rent prices are 82.4% higher than the usual rates. Income levels in Artesia come in at $109,624, which is 34.8% higher than the national average.

What Factors can Influence the Cost of Living in Artesia?

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Artesia starts at 7.25% and the income tax rates start at 1%.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Artesia, the groceries index is 10.9% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Artesia, the healthcare costs are 13.3% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Artesia are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Artesia is 18% higher than the California average
  • The cost of living in Artesia is 66% higher than the national average
  • Artesia housing is 187% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Artesia

See all the best places to live around Artesia

Compare Artesia, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$142,156$11,846$3,317$4,265
      Renters$89,915$7,493$2,098$2,698
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Artesia, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Artesia, homeowners have a median income of $142,156. Using that number, a maximum of $3,317 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $89,915, which means there is a maximum of $2,098 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vernon, CA25411716.8%
      Willowbrook, CA25,34713636.0%
      East Rancho Dominguez, CA15,76513636.3%
      Florence-Graham, CA66,60313838.2%
      Compton, CA98,73113938.7%
      Artesia, CA16,95716666.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Streetsboro, OH16,956945.6%
      Vincent, CA16,95214949.4%
      Edmundston, NB16,970n/a 
      El Segundo, CA16,972236136.2%
      McKinleyville, CA16,97912727.0%
      Artesia, CA16,95716666.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.