| Index | Manteca | California | National |
| Cost of living | 143 | 141 | 100 |
| Groceries | 109 | 111 | 100 |
| Health care | 120 | 116 | 100 |
| Housing | 204 | 197 | 100 |
| Transportation | 118 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 120 | 120 | 100 |
| Household Items | 111 | 111 | 100 |
| Education & Childcare | 130 | 127 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Manteca? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Manteca stands at 143, making it 43% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you value affordability in your search for a new place to live, Manteca may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Manteca falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs significantly influence the Manteca cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 103.6%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Manteca, you can expect to spend 10.5% more than average on these recurring essentials, which increases your overall monthly cost of living.
The real experts on a city are its residents. That's why we reached out to 10 locals to get their views on the cost of living in Manteca. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 0% found it budget-friendly with decreasing prices, while 100% said it's simply not affordable as prices have continued to rise.
Wondering if Manteca is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Manteca, for example, the median home price is 119.4% higher than what folks pay nationally, and monthly rent is 66.8% higher than the usual rates. Plus, income levels matter too, with Manteca boasting a median household income of $116,740, which is 43.5% higher than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Manteca, the utilities index registers 21.1% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Manteca, the groceries index is 8.8% higher than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
The cost of living estimates displayed for Manteca are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Groceries index | |
| Health care index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $140,762 | $11,730 | $3,284 | $4,223 |
| Renters | $79,772 | $6,648 | $1,861 | $2,393 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Farmington, CA | 175 | 117 | 17.2% |
| Parklawn, CA | 1,891 | 107 | 6.8% |
| Airport, CA | 1,306 | 111 | 10.8% |
| Bret Harte, CA | 5,175 | 108 | 7.9% |
| Bystrom, CA | 3,854 | 112 | 11.5% |
| Manteca, CA | 84,071 | 143 | 43.1% |
| City | Population | Cost of Living Index | National Avg. |
| The Villages, FL | 84,115 | 120 | 20.5% |
| Somerville, MA | 84,018 | 185 | 85.2% |
| Buena Park, CA | 83,989 | 167 | 67.4% |
| Medford, OR | 84,271 | 117 | 17.0% |
| Cicero, IL | 84,320 | 100 | 0.3% |
| Manteca, CA | 84,071 | 143 | 43.1% |
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