Cost Of Living in Bret Harte, CA

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C

8%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

7%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bret Harte	California	National
Cost of living	108	141	100
Groceries	109	111	100
Health care	115	116	100
Housing	93	197	100
Transportation	115	118	100
Utilities	117	119	100
Lifestyle & Entertainment	114	120	100
Household Items	110	111	100
Education & Childcare	124	127	100

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Homes For Sale In Bret Harte, CA

1605 El Dorado Ave

Modesto, CA

Cost Of Living Quick Facts

The cost of living in Bret Harte is 23% lower than the California average
The cost of living in Bret Harte is 8% higher than the national average
Bret Harte housing is 7% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,465	$5,372	$1,504	$1,934
Renters	$33,435	$2,786	$780	$1,003

To approximate the cost of living and the housing affordability in Bret Harte, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bret Harte have a median income of $64,465. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,504 per month to avoid calamity and poverty. The renters in the city have an income of about $33,435, which would make their monthly maximum allowable rental costs $780.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Monterey Park Tract, CA	304	114	14.4%
Cowan, CA	486	114	14.4%
Westley, CA	707	110	9.6%
Parklawn, CA	1,891	107	6.8%
Airport, CA	1,306	111	10.8%
Bret Harte, CA	5,175	108	7.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Olympia Fields, IL	5,175	127	27.4%
Kutztown, PA	5,173	99	0.6%
Ettrick, VA	5,172	97	2.7%
Firthcliffe, NY	5,178	124	24.5%
Lucan Biddulph, ON	5,179	n/a
Bret Harte, CA	5,175	108	7.9%