Cost of Living in Loomis, CA

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F
52%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
137%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Loomis California National
Cost of living152141100
Groceries113111100
Health care115116100
Housing237197100
Transportation120118100
Utilities116119100
Lifestyle & Entertainment116120100
Household Items112111100
Education & Childcare122127100
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Homes For Sale In Loomis, CA

property for sale

9185 Vista Ct

Loomis, CA
property for sale

9738 Rim Rock Cir

Loomis, CA
property for sale

9130 Quail Lake Ct

Loomis, CA
property for sale

3797 Mountainview Dr

Loomis, CA

Cost Of Living Quick Facts

  • The cost of living in Loomis is 8% higher than the California average
  • The cost of living in Loomis is 52% higher than the national average
  • Loomis housing is 137% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Loomis

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,878$8,740$2,447$3,147
      Renters$89,259$7,438$2,083$2,678
      The affordability of the housing market in Loomis, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Loomis homeowners, the median income is $104,878. This indicates that a monthly maximum of $2,447 should be spent by homeowners on all housing related costs. Renters have a median income of $89,259. This indicates that renters would have a maximum of $2,083 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      McClellan Park, CA87011716.6%
      North Highlands, CA50,17211918.7%
      Wheatland, CA3,71012121.5%
      Sheridan, CA1,14312423.7%
      Foothill Farms, CA36,97712424.1%
      Loomis, CA7,03515252.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Thurmont, MD7,03411616.3%
      Hebron, KY7,033963.9%
      Southport, NY7,033936.6%
      Kosciusko, MS7,0378217.5%
      Wescosville, PA7,03812020.2%
      Loomis, CA7,03515252.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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