F
24%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Foothill Farms California National
Cost of living124141100
Groceries109111100
Health care115116100
Housing147197100
Transportation116118100
Utilities115119100
Lifestyle & Entertainment117120100
Household Items109111100
Education & Childcare126127100
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An Overview of Cost of Living in Foothill Farms, CA

Getting a feel for the cost of living in Foothill Farms is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Foothill Farms is 124, which is 24% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you value affordability in your search for a new place to live, Foothill Farms may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Foothill Farms falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs are a very significant part of the Foothill Farms cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 46.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Foothill Farms Affordable?

Is Foothill Farms affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Foothill Farms, for instance, where the median home price falls 52.8% higher than the national average, and monthly rent rates are 32.4% higher than usual. Additionally, median income levels contribute to the equation, with Foothill Farms flaunting a median household income of $83,676, 2.9% higher than the national norm.

What Factors can Influence the Cost of Living in Foothill Farms?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Foothill Farms, the utilities index is 14.8% higher than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Foothill Farms, the housing index comes in at 46.7% higher than the national average.

Where is the Data From?

The Foothill Farms cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Foothill Farms is 12% lower than the California average
  • The cost of living in Foothill Farms is 24% higher than the national average
  • Foothill Farms housing is 47% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Foothill Farms

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Compare Foothill Farms, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,039$8,837$2,474$3,181
      Renters$62,118$5,177$1,449$1,864
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Foothill Farms, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Foothill Farms homeowners, is $106,039. This would allow for a maximum of $2,474 per month to be spent on housing costs. For renters, the median monthly income is $62,118 which would result in a maximum of $1,449 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fruitridge Pocket, CA5,94011616.0%
      McClellan Park, CA87011716.6%
      North Highlands, CA50,17211918.7%
      Parkway, CA16,88212120.6%
      Florin, CA50,63112222.4%
      Foothill Farms, CA36,97712424.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Calumet City, IL36,968928.5%
      Marion, OH36,9208317.1%
      Mount Juliet, TN36,91511515.4%
      Franklin, WI37,08011010.0%
      Elmont, NY37,08114141.5%
      Foothill Farms, CA36,97712424.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.