Hebron cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9889100
Goods & Services index102100100
Groceries index9791100
Health care index10390100
Housing index9170100
Transportation index11199100
Utilities index8798100
A general summary of the cost of living index in Hebron, KY is shown above. Compared to the state average of Kentucky the cost of living index in Hebron, KY is 98, which is 10% higher than the average in Kentucky and compared to the national average it is 2% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Hebron, KY goods and services come in at 2% higher than the average in Kentucky and are 2% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in Hebron is 10% higher than the Kentucky average.
  • The cost of living in Hebron is 2% lower than the national average.
  • The cost of housing in Hebron is 9% lower than the national average.
  • Kentucky general sales tax is 18% higher than the national average.
  • Kentucky state income tax is 10% lower than the national average.

Compare Hebron, KY Cost of living To Other Cities

Salary Calculator

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The salary calculator is meant to help you compare your salary in Hebron, KY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Hebron, KY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Hebron, KY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Hebron, KY as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Hebron, KY homeowners, the median income is $89,726. This indicates that a monthly maximum of $2,093 should be spent by homeowners on all housing related costs. Renters have a median income of $51,552. This indicates that renters should have a maximum of $1,203 used for their rent related monthly costs.

Kentucky Sales Tax

StateGeneral Sales TaxWith Max Surtax

Kentucky Income Tax

StateIncome Tax (Low)Income Tax (High)
The Kentucky sales tax and Kentucky income tax rates should definitely be considered when determining the overall cost of living in Hebron, KY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Kentucky sales tax is 6% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Kentucky income tax rates range from 2% to 6%.

Goods & Services

ItemHebronNational avg.Difference
Haircut $16.73$17.494.3%
Beauty Salon $32.80$38.1714.1%
Toothpaste $1.96$2.3215.6%
Shampoo $0.90$1.0111.1%
Movie $12.92$10.7220.5%
Bowling $14.20$13.862.4%


ItemHebronNational avg.Difference
Ground Beef $3.41$3.9012.6%
Fried Chicken $1.16$1.4016.9%
Milk $1.09$1.9644.5%
Potatoes $3.86$3.1821.3%
Pizza $9.99$10.393.9%
Beer $8.31$9.2310.0%

Health Care

ItemHebronNational avg.Difference
Optometrist $92.30$106.3413.2%
Doctor $118.82$115.253.1%
Dentist $107.00$98.388.8%
Ibuprofen $8.03$9.2613.3%
Lipitor $491.32$466.475.3%


ItemHebronNational avg.Difference
Home Price $148,300.00$184,700.0019.7%
Avg. Mortgage Payment $987.35$1,273.3222.5%
Apartment Rent $1,108.00$949.0016.8%


ItemHebronNational avg.Difference
Gasoline $2.93$2.5913.0%
Tire Balancing $54.59$48.9011.6%


ItemHebronNational avg.Difference
All Electricity$133.62$167.6020.3%
Phone $176.25$163.427.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Shawnee village, OH54182-18%
Elmwood Place, OH1,83183-17%
New Haven CDP (Huron County), OH28284-16%
West Harrison, IN35684-16%
Lincoln Heights, OH3,36085-15%
Hebron, KY6,09598-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Pauls Valley, OK6,09681-19%
St. Martinville, LA6,09681-19%
Childress, TX6,09380-20%
Pigeon Forge, TN6,09287-13%
Manistee, MI6,10081-19%
Hebron, KY6,09598-2%
Source: The Hebron, KY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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