| Index | Long Beach | Mississippi | National |
| Cost of living | 95 | 86 | 100 |
| Groceries | 95 | 97 | 100 |
| Health care | 96 | 95 | 100 |
| Housing | 95 | 63 | 100 |
| Transportation | 92 | 94 | 100 |
| Utilities | 98 | 98 | 100 |
| Lifestyle & Entertainment | 95 | 94 | 100 |
| Household Items | 95 | 96 | 100 |
| Education & Childcare | 94 | 94 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Long Beach? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Long Beach stands at 95, making it 5% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
In Long Beach, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Long Beach will resemble that of an average city, contributing to a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 5 local residents how they would rate the cost of living in Long Beach and this is how they responded. 20% of people said that the cost of living was affordable, with prices decreasing, while 80% of people said that the cost of living was very expensive and prices continue to rise.
Is Long Beach affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Long Beach, the median home price is 11% lower than the national average and monthly rent prices are 9.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Long Beach boasting a median household income of $91,440, 12.4% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Long Beach, the transportation index is 7.9% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Long Beach, healthcare costs are 4.2% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Long Beach, the housing index is 4.9% lower than the national average.
The Long Beach cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $101,160 | $8,430 | $2,360 | $3,035 |
| Renters | $58,888 | $4,907 | $1,374 | $1,767 |
| State | General Sales Tax | With Max Surtax |
| Mississippi | 7% | 7.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Mississippi | 5% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| Gulfport, MS | 73,689 | 90 | 9.5% |
| Waveland, MS | 6,520 | 91 | 8.6% |
| Diamondhead, MS | 8,346 | 95 | 4.6% |
| Henderson Point, MS | 286 | 96 | 4.2% |
| Pass Christian, MS | 6,223 | 97 | 3.0% |
| Long Beach, MS | 16,179 | 95 | 5.1% |
| City | Population | Cost of Living Index | National Avg. |
| La Palma, CA | 16,175 | 177 | 77.2% |
| Los Lunas, NM | 16,172 | 98 | 2.2% |
| New Territory, TX | 16,187 | 115 | 14.6% |
| Clarksburg, WV | 16,166 | 82 | 17.7% |
| Mitchell, SD | 16,163 | 92 | 8.2% |
| Long Beach, MS | 16,179 | 95 | 5.1% |