A+
5%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Long Beach Mississippi National
Cost of living9586100
Groceries9597100
Health care9695100
Housing9563100
Transportation9294100
Utilities9898100
Lifestyle & Entertainment9594100
Household Items9596100
Education & Childcare9494100
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An Overview of Cost of Living in Long Beach, MS

Are you thinking about relocating, but curious about the potential cost of living in Long Beach? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Long Beach stands at 95, making it 5% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Long Beach, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Long Beach will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Long Beach?

Nobody knows their city better than the people who actually live there. So, we asked 5 local residents how they would rate the cost of living in Long Beach and this is how they responded. 20% of people said that the cost of living was affordable, with prices decreasing, while 80% of people said that the cost of living was very expensive and prices continue to rise.

Is Long Beach Affordable?

Is Long Beach affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Long Beach, the median home price is 11% lower than the national average and monthly rent prices are 9.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Long Beach boasting a median household income of $91,440, 12.4% higher than the national average.

What Factors can Influence the Cost of Living in Long Beach?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Long Beach, the transportation index is 7.9% lower than the national average.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Long Beach, healthcare costs are 4.2% lower than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Long Beach, the housing index is 4.9% lower than the national average.

Where is the Data From?

The Long Beach cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Long Beach is 11% higher than the Mississippi average
  • The cost of living in Long Beach is 5% lower than the national average
  • Long Beach housing is 5% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Long Beach

See all the best places to live around Long Beach

Compare Long Beach, MS Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,160$8,430$2,360$3,035
      Renters$58,888$4,907$1,374$1,767
      The affordability of the housing market in Long Beach, MS as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Long Beach homeowners, the median income is $101,160. This indicates that a monthly maximum of $2,360 should be spent by homeowners on all housing related costs. Renters have a median income of $58,888. This indicates that renters would have a maximum of $1,374 for their rent related monthly costs.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gulfport, MS73,689909.5%
      Waveland, MS6,520918.6%
      Diamondhead, MS8,346954.6%
      Henderson Point, MS286964.2%
      Pass Christian, MS6,223973.0%
      Long Beach, MS16,179955.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      La Palma, CA16,17517777.2%
      Los Lunas, NM16,172982.2%
      New Territory, TX16,18711514.6%
      Clarksburg, WV16,1668217.7%
      Mitchell, SD16,163928.2%
      Long Beach, MS16,179955.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.