| Index | Los Lunas | New Mexico | National |
| Cost of living | 98 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 98 | 85 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 95 | 97 | 100 |
| Lifestyle & Entertainment | 93 | 96 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 99 | 96 | 100 |
Getting a feel for the cost of living in Los Lunas is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Los Lunas is 98, which is 2% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
In Los Lunas, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Los Lunas will resemble that of an average city, contributing to a manageable cost of living.
Wondering if Los Lunas is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Los Lunas, for example, the median home price is 6.2% lower than what folks pay nationally, and monthly rent is 8.3% higher than the usual rates. Plus, income levels matter too, with Los Lunas boasting a median household income of $87,529, which is 7.6% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Los Lunas, the transportation index stands at 0% equal to the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Los Lunas, healthcare costs are 3% lower than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
The cost of living estimates displayed for Los Lunas are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $98,804 | $8,234 | $2,305 | $2,964 |
| Renters | $65,866 | $5,489 | $1,537 | $1,976 |
| State | General Sales Tax | With Max Surtax |
| New Mexico | 5% | 8.688% |
| State | Income Tax (Low) | Income Tax (High) |
| New Mexico | 1.7% | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Chical, NM | 209 | 98 | 2.3% |
| Adelino, NM | 1,137 | 98 | 2.3% |
| Pajarito Mesa, NM | 316 | 76 | 24.3% |
| Isleta Village Proper, NM | 502 | 83 | 17.3% |
| Meadow Lake, NM | 4,378 | 83 | 16.8% |
| Los Lunas, NM | 16,172 | 98 | 2.2% |
| City | Population | Cost of Living Index | National Avg. |
| La Palma, CA | 16,175 | 177 | 77.2% |
| Clarksburg, WV | 16,166 | 82 | 17.7% |
| Long Beach, MS | 16,179 | 95 | 5.1% |
| Mitchell, SD | 16,163 | 92 | 8.2% |
| Warsaw, IN | 16,160 | 91 | 9.1% |
| Los Lunas, NM | 16,172 | 98 | 2.2% |
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