Cost of Living in Loma, CO

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D-
22%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Loma Colorado National
Cost of living122115100
Groceries103104100
Health care106107100
Housing159136100
Transportation107106100
Utilities110108100
Lifestyle & Entertainment109107100
Household Items106105100
Education & Childcare112111100
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Homes For Sale In Loma, CO

property for sale

1339 O 1/2 Rd

Loma, CO
property for sale

1309 M Rd

Loma, CO
property for sale

1187 M 1/4 Rd

Loma, CO
property for sale

2062 Three Eagles Way

Loma, CO

Cost Of Living Quick Facts

  • The cost of living in Loma is 6% higher than the Colorado average
  • The cost of living in Loma is 22% higher than the national average
  • Loma housing is 59% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Loma

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$214,903$17,909$5,014$6,448
      Renters$0$0$0$0

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Grand Junction, CO64,33811212.1%
      Fruita, CO14,36611515.2%
      Redlands, CO9,17612827.6%
      Loma, CO1,60712222.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Daleville, IN1,6078416.5%
      Wheeler, TX1,6078811.6%
      Halifax, VA1,607982.0%
      Florenceville-Bristol, NB1,607n/a 
      Notre-Dame-du-Laus, QC1,607n/a 
      Loma, CO1,60712222.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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