Cost of Living in Loch Arbour, NJ

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F
113%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
350%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Loch Arbour New Jersey National
Cost of living213125100
Groceries105108100
Health care112112100
Housing450157100
Transportation114114100
Utilities109111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare120120100
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Homes For Sale In Loch Arbour, NJ

property for sale

205 Edgemont Dr #3

Allenhurst, NJ
property for sale

205 Edgemont Dr #2

Allenhurst, NJ
property for sale

205 Edgemont Dr #1

Allenhurst, NJ
property for sale

205 Edgemont Dr

Allenhurst, NJ

Cost Of Living Quick Facts

  • The cost of living in Loch Arbour is 70% higher than the New Jersey average
  • The cost of living in Loch Arbour is 113% higher than the national average
  • Loch Arbour housing is 350% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Loch Arbour

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$183,923$15,327$4,291$5,518
      Renters$167,329$13,944$3,904$5,020

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Leisure Village, NJ4,8631022.3%
      Leisure Village East, NJ3,8931099.2%
      Keansburg, NJ10,05011414.1%
      Cliffwood Beach, NJ3,09111919.4%
      Loch Arbour, NJ221213112.8%

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      Franktown, CO2211055.3%
      Loch Arbour, NJ221213112.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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