Cost Of Living in Loch Arbour, NJ

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F

113%

Overall NAT. AVG.

27%

Goods & Services NAT. AVG.

334%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Loch Arbour	New Jersey	National
Cost of living	213	121	100
Goods & Services	127	106	100
Groceries	113	102	100
Health care	121	99	100
Housing	434	158	100
Transportation	115	103	100
Utilities	102	107	100

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Cost Of Living Quick Facts

The cost of living in Loch Arbour is 77% higher than the New Jersey average
The cost of living in Loch Arbour is 113% higher than the national average
Loch Arbour housing is 334% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$122,500	$10,208	$2,858	$3,675
Renters	$113,750	$9,479	$2,654	$3,413

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Goods & Services

Item	Loch Arbour	National avg.	Difference
Haircut	$34.94	$24.26	44.0%
Beauty Salon	$64.07	$45.56	40.6%
Toothpaste	$3.96	$3.70	7.0%
Shampoo	$1.69	$1.28	32.3%
Movie	$13.68	$12.13	12.8%
Bowling	$29.40	$18.00	63.3%

Groceries

Item	Loch Arbour	National avg.	Difference
Ground Beef	$5.87	$5.84	0.6%
Fried Chicken	$1.46	$1.57	6.9%
Milk	$4.97	$4.67	6.3%
Potatoes	$5.21	$4.93	5.7%
Pizza	$12.57	$12.09	4.0%
Beer	$11.87	$10.41	14.0%

Health Care

Item	Loch Arbour	National avg.	Difference
Optometrist	$128.97	$125.68	2.6%
Doctor	$162.24	$135.78	19.5%
Dentist	$149.64	$113.29	32.1%
Ibuprofen	$11.15	$10.65	4.6%
Lipitor	$402.75	$468.60	14.1%

Housing

Item	Loch Arbour	National avg.	Difference
Home Price	$1,000,000.00	$184,700.00	441.4%
Avg. Mortgage Payment	$6,916.73	$2,346.69	194.7%
Apartment Rent	$1,750.00	$949.00	84.4%

Transportation

Item	Loch Arbour	National avg.	Difference
Gasoline	$3.55	$3.46	2.5%
Tire Balancing	$86.43	$59.92	44.2%

Utilities

Item	Loch Arbour	National avg.	Difference
All Electricity	$201.27	$193.99	3.8%
Phone	$200.67	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedar Glen West, NJ	1,804	83	17.0%
Leisure Village, NJ	4,714	99	1.1%
Leisure Village East, NJ	3,744	106	5.7%
Keansburg, NJ	9,697	110	10.4%
Cliffwood Beach, NJ	3,024	117	17.0%
Loch Arbour, NJ	217	213	113.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Old Harbor, AK	217	103	3.3%
Marble, CO	217	137	37.4%
Goodland, FL	217	103	2.8%
Woolstock, IA	217	85	15.4%
Worley, ID	217	95	5.1%
Loch Arbour, NJ	217	213	113.4%