C-
10%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lindsay California National
Cost of living110141100
Groceries110111100
Health care113116100
Housing96197100
Transportation119118100
Utilities116119100
Lifestyle & Entertainment121120100
Household Items110111100
Education & Childcare129127100
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An Overview of Cost of Living in Lindsay, CA

Getting a feel for the cost of living in Lindsay is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Lindsay is 110, which is 10% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Lindsay are priced in a manner consistent with other areas. This means that residents of Lindsay can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In Lindsay, you can expect to pay 10.2% more than average for these everyday necessities, making it a more expensive place to live.

Groceries are getting more expensive by the day and the cost of groceries makes up 13% of the overall cost of living index. In the past two years, prices have shot up by over 10%! Unfortunately, in Lindsay, it's the same story – grocery costs are 10.2% higher than what people pay across the country.

Is Lindsay Affordable?

Is Lindsay an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lindsay, the median home price is 3.4% higher than what most folks pay across the country, and monthly rent prices are 21.4% lower than the usual rates. Income levels in Lindsay come in at $54,493, which is 33% lower than the national average.

What Factors can Influence the Cost of Living in Lindsay?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Lindsay, the utilities index registers 15.7% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Lindsay, is 4.1% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Lindsay, the transportation index is 18.7% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Lindsay are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Lindsay is 22% lower than the California average
  • The cost of living in Lindsay is 10% higher than the national average
  • Lindsay housing is 4% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lindsay

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Compare Lindsay, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,764$6,230$1,744$2,243
      Renters$33,782$2,815$788$1,014
      A good way to judge both the affordability of the housing and the cost of living in Lindsay is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lindsay has a median income of about $74,764 for people who own homes. Based on that number, a maximum of $1,744 should be spent on expenses related to housing. Renters have a slightly different median income, which is $33,782. Based on this average, renters should spend no more than $788 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tonyville, CA24211818.1%
      El Rancho, CA011616.0%
      Plainview, CA634963.7%
      Linnell Camp, CA854991.4%
      Matheny, CA1,0651011.0%
      Lindsay, CA13,29611010.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Claremont, NH13,298972.8%
      Ridgefield Park, NJ13,29813332.6%
      Saint-Amable, QC13,300n/a 
      Stony Point, NY13,29113333.1%
      West Carrollton, OH13,3018713.1%
      Lindsay, CA13,29611010.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.