A+
3%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Claremont New Hampshire National
Cost of living97110100
Groceries104103100
Health care105104100
Housing83125100
Transportation104103100
Utilities105106100
Lifestyle & Entertainment101103100
Household Items102102100
Education & Childcare101105100
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An Overview of Cost of Living in Claremont, NH

The cost of living in Claremont affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Claremont is 97, which is 3% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Claremont are priced in a manner consistent with other areas. This means that residents of Claremont can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in Claremont?

The real experts on a city are its residents. That's why we reached out to 6 locals to get their views on the cost of living in Claremont. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 50% found it budget-friendly with decreasing prices, while 50% said it's simply not affordable as prices have continued to rise.

Is Claremont Affordable?

Is Claremont affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Claremont, the median home price is 25.2% lower than the national average and monthly rent prices are 1.7% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Claremont boasting a median household income of $69,632, 14.4% lower than the national average.

What Factors can Influence the Cost of Living in Claremont?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Claremont, the housing index is 17.1% lower than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Claremont, healthcare costs are 5.1% higher than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Where is the Data From?

The cost of living data for Claremont shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Claremont is 12% lower than the New Hampshire average
  • The cost of living in Claremont is 3% lower than the national average
  • Claremont housing is 17% lower than the national average
  • New Hampshire general sales tax is 100% lower than the national average
  • New Hampshire state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Claremont

See all the best places to live around Claremont

Compare Claremont, NH Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,109$7,759$2,172$2,794
      Renters$45,968$3,831$1,073$1,379
      The affordability of the housing market in Claremont, NH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Claremont homeowners, the median income is $93,109. This indicates that a monthly maximum of $2,172 should be spent by homeowners on all housing related costs. Renters have a median income of $45,968. This indicates that renters would have a maximum of $1,073 for their rent related monthly costs.

      New Hampshire Sales Tax

      State General Sales Tax With Max Surtax
      New Hampshire 0% 0%

      New Hampshire Income Tax

      State Income Tax (Low) Income Tax (High)
      New Hampshire 4% 4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Charlestown, NH970928.4%
      Springfield, VT4,179955.0%
      North Springfield, VT758963.9%
      Ascutney, VT394973.1%
      Windsor, VT2,101972.8%
      Claremont, NH13,298972.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ridgefield Park, NJ13,29813332.6%
      Lindsay, CA13,29611010.0%
      Saint-Amable, QC13,300n/a 
      West Carrollton, OH13,3018713.1%
      Cedar Lake, IN13,302972.7%
      Claremont, NH13,298972.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.