B
2%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lindenwold New Jersey National
Cost of living102125100
Groceries108108100
Health care112112100
Housing82157100
Transportation111114100
Utilities110111100
Lifestyle & Entertainment113113100
Household Items109107100
Education & Childcare115120100
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An Overview of Cost of Living in Lindenwold, NJ

Getting a feel for the cost of living in Lindenwold is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Lindenwold is 102, which is 2% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

In Lindenwold, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Lindenwold will resemble that of an average city, contributing to a manageable cost of living.

Is Lindenwold Affordable?

Is Lindenwold an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Lindenwold is 29.8% lower than the national average, while the average monthly rent prices are 9.2% higher than average. The affordability of any location can also be influenced by median income levels. Lindenwold has a median household income of $69,951, which is 14% lower than the national average.

What Factors can Influence the Cost of Living in Lindenwold?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Lindenwold, the groceries index registers 7.6% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Lindenwold, the transportation index stands at 11% higher than the national average.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The Lindenwold cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lindenwold is 19% lower than the New Jersey average
  • The cost of living in Lindenwold is 2% higher than the national average
  • Lindenwold housing is 18% lower than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Lindenwold

See all the best places to live around Lindenwold

Compare Lindenwold, NJ Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,885$8,824$2,470$3,177
      Renters$51,301$4,275$1,197$1,539
      A good way to judge both the affordability of the housing and the cost of living in Lindenwold is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lindenwold has a median income of about $105,885 for people who own homes. Based on that number, a maximum of $2,470 should be spent on expenses related to housing. Renters have a slightly different median income, which is $51,301. Based on this average, renters should spend no more than $1,197 on all rental costs if they want to maintain a non-impoverished standard of living.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pine Valley, NJ1111110.6%
      Tavistock, NJ511110.6%
      Audubon Park, NJ1,003927.9%
      Camden, NJ76,587964.4%
      Colwyn, PA2,607918.7%
      Lindenwold, NJ17,9061022.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Coalinga, CA17,90211211.6%
      Godfrey, IL17,898955.4%
      Amesbury Town, MA17,91613130.9%
      Sainte-Sophie, QC17,917n/a 
      Flowing Wells, AZ17,8908515.4%
      Lindenwold, NJ17,9061022.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.