D+
12%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Coalinga California National
Cost of living112141100
Groceries111111100
Health care113116100
Housing105197100
Transportation113118100
Utilities119119100
Lifestyle & Entertainment116120100
Household Items109111100
Education & Childcare123127100
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An Overview of Cost of Living in Coalinga, CA

Knowing the cost of living in Coalinga allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Coalinga stands at 112, marking it 12% higher than the national average.

The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in Coalinga is even less favorable, with grocery prices here being 11.4% higher than the national average.

Is Coalinga Affordable?

Is Coalinga an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Coalinga is 12.2% higher than the national average, while the average monthly rent prices are 10.2% lower than average. The affordability of any location can also be influenced by median income levels. Coalinga has a median household income of $94,198, which is 15.8% higher than the national average.

What Factors can Influence the Cost of Living in Coalinga?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Coalinga, the utilities index registers 18.8% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Coalinga, healthcare costs are 12.5% higher than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Coalinga, the standard sales tax rate starts at 7.25%, and the income tax rates commence at 1%.

Where is the Data From?

The cost of living estimates displayed for Coalinga are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Coalinga is 21% lower than the California average
  • The cost of living in Coalinga is 12% higher than the national average
  • Coalinga housing is 5% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Coalinga

See all the best places to live around Coalinga

Compare Coalinga, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,879$10,240$2,867$3,687
      Renters$57,776$4,815$1,348$1,733
      The affordability of the housing market in Coalinga, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Coalinga homeowners, the median income is $122,879. This indicates that a monthly maximum of $2,867 should be spent by homeowners on all housing related costs. Renters have a median income of $57,776. This indicates that renters would have a maximum of $1,348 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Avenal, CA13,5411066.2%
      Huron, CA7,2991077.3%
      Coalinga, CA17,90211211.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Godfrey, IL17,898955.4%
      Lindenwold, NJ17,9061022.0%
      Flowing Wells, AZ17,8908515.4%
      Amesbury Town, MA17,91613130.9%
      Sainte-Sophie, QC17,917n/a 
      Coalinga, CA17,90211211.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.