Cost of Living in Garden Springs, Lexington-Fayette, KY

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5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garden Springs Lexington-Fayette Kentucky
Cost of living9510088
Groceries979798
Health care989897
Housing9310770
Transportation969696
Utilities969695
Lifestyle & Entertainment999995
Household Items989897
Education & Childcare898994
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Homes For Sale In Lexington-Fayette, KY

property for sale

764 Pinnacle Ct

Lexington, KY
property for sale

1036 Turnbridge Rd

Lexington, KY
property for sale

4357 Rivard Ln

Lexington, KY
property for sale

65 Reno Dr

Georgetown, KY
See the Newest Homes For Sale In Lexington-Fayette, KY

Cost Of Living Quick Facts

  • The cost of living in Garden Springs is 8% higher than the Lexington-Fayette average
  • The cost of living in Garden Springs is 5% lower than the national average
  • Garden Springs housing is 7% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Garden Springs

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Compare Lexington-Fayette, KY Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$84,741$7,062$1,977$2,542

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      High Bridge, KY1869010.5%
      Nicholasville, KY31,738937.0%
      Wilmore, KY6,581955.0%
      Versailles, KY9,568955.2%
      Georgetown, KY35,429963.6%
      Lexington-Fayette, KY329,5321000.5%

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      City Population Cost of Living Index National Avg.
      Riverside, CA334,32414040.4%
      Vaughan, ON321,974n/a 
      Henderson, NV320,73412626.5%
      Corpus Christi, TX338,491982.3%
      Stockton, CA318,30712827.6%
      Lexington-Fayette, KY329,5321000.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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