Cost of Living in Lake Wildwood, CA

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F
49%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
123%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake Wildwood California National
Cost of living149141100
Groceries112111100
Health care114116100
Housing223197100
Transportation118118100
Utilities119119100
Lifestyle & Entertainment116120100
Household Items109111100
Education & Childcare130127100
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Homes For Sale In Lake Wildwood, CA

property for sale

19308 Explorer Ct

Penn Valley, CA
property for sale

11228 Marten Ct

Penn Valley, CA
property for sale

18073 Jayhawk Dr

Penn Valley, CA
property for sale

18649 Wildflower Dr

Penn Valley, CA

Cost Of Living Quick Facts

  • The cost of living in Lake Wildwood is 5% higher than the California average
  • The cost of living in Lake Wildwood is 49% higher than the national average
  • Lake Wildwood housing is 123% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lake Wildwood

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,253$9,188$2,572$3,308
      Renters$85,469$7,122$1,994$2,564
      A good way to judge both the affordability of the housing and the cost of living in Lake Wildwood is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lake Wildwood has a median income of about $110,253 for people who own homes. Based on that number, a maximum of $2,572 should be spent on expenses related to housing. Renters have a slightly different median income, which is $85,469. Based on this average, renters should spend no more than $1,994 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dobbins, CA15711616.4%
      Rackerby, CA20012222.0%
      Rough and Ready, CA53012120.5%
      Penn Valley, CA1,11212221.9%
      Colfax, CA2,30312323.2%
      Lake Wildwood, CA4,87614948.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Suncoast Estates, FL4,8768911.0%
      Mineola, TX4,8768911.1%
      Palos Park, IL4,87512929.3%
      Hillandale, MD4,87714444.5%
      St. Clair, MO4,8788812.3%
      Lake Wildwood, CA4,87614948.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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