Cost of Living in Mineola, TX

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11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mineola Texas National
Cost of living8994100
Groceries10098100
Health care9798100
Housing6483100
Transportation10098100
Utilities102103100
Lifestyle & Entertainment9998100
Household Items9898100
Education & Childcare9998100
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Homes For Sale In Mineola, TX

property for sale

484 U.S. 69

Mineola, TX
property for sale

778 County Road 2297

Mineola, TX
property for sale

1127 Dawn Dr

Mineola, TX
property for sale

County Road 457

Mineola, TX
See the Newest Homes For Sale In Mineola, TX

Cost Of Living Quick Facts

  • The cost of living in Mineola is 6% lower than the Texas average
  • The cost of living in Mineola is 11% lower than the national average
  • Mineola housing is 36% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Mineola

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Compare Mineola, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,914$6,326$1,771$2,278
      Renters$44,044$3,670$1,028$1,321
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Mineola, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Mineola, homeowners have a median income of $75,914. Using that number, a maximum of $1,771 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $44,044, which means there is a maximum of $1,028 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Alba, TX6128515.5%
      Grand Saline, TX3,2698515.4%
      Quitman, TX2,398919.3%
      Van, TX2,772937.1%
      Lindale, TX6,3511000.1%
      Mineola, TX4,8768911.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Wildwood, CA4,87614948.5%
      Suncoast Estates, FL4,8768911.0%
      Palos Park, IL4,87512929.3%
      Hillandale, MD4,87714444.5%
      St. Clair, MO4,8788812.3%
      Mineola, TX4,8768911.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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