| Index | Penn Valley | California | National |
| Cost of living | 122 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 115 | 116 | 100 |
| Housing | 140 | 197 | 100 |
| Transportation | 115 | 118 | 100 |
| Utilities | 115 | 119 | 100 |
| Lifestyle & Entertainment | 115 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 123 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $75,433 | $6,286 | $1,760 | $2,263 |
| Renters | $49,478 | $4,123 | $1,154 | $1,484 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Dobbins, CA | 157 | 116 | 16.4% |
| Rough and Ready, CA | 530 | 121 | 20.5% |
| Wheatland, CA | 3,710 | 121 | 21.5% |
| Colfax, CA | 2,303 | 123 | 23.2% |
| Bangor, CA | 415 | 127 | 26.7% |
| Penn Valley, CA | 1,112 | 122 | 21.9% |
| City | Population | Cost of Living Index | National Avg. |
| Shell Ridge, CA | 1,112 | 245 | 144.8% |
| Thorntown, IN | 1,112 | 88 | 12.0% |
| Stevensville, MI | 1,112 | 90 | 10.4% |
| Bodega Bay, CA | 1,111 | 174 | 74.2% |
| Lazy Acres, CO | 1,111 | 195 | 95.2% |
| Penn Valley, CA | 1,112 | 122 | 21.9% |