Cost Of Living in Hillandale, MD

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F

44%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

129%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hillandale	Maryland	National
Cost of living	144	121	100
Groceries	104	105	100
Health care	109	109	100
Housing	229	151	100
Transportation	112	109	100
Utilities	105	108	100
Lifestyle & Entertainment	108	109	100
Household Items	103	105	100
Education & Childcare	119	112	100

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Homes For Sale In Hillandale, MD

1008 Robroy Dr

Silver Spring, MD

Parkman Rd

Hillandale, MD

10115 Chickadee Ln

Adelphi, MD

10224 Green Forest Dr

Silver Spring, MD

See the Newest Homes For Sale In Hillandale, MD

Cost Of Living Quick Facts

The cost of living in Hillandale is 20% higher than the Maryland average
The cost of living in Hillandale is 44% higher than the national average
Hillandale housing is 129% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$175,315	$14,610	$4,090	$5,260
Renters	$145,046	$12,087	$3,384	$4,352

To approximate the cost of living and the housing affordability in Hillandale, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hillandale have a median income of $175,315. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,090 per month to avoid calamity and poverty. The renters in the city have an income of about $145,046, which would make their monthly maximum allowable rental costs $3,384.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wakefield town, VA	838	92	8.4%
Cottage City, MD	1,193	105	5.5%
Silver Hill, MD	5,346	132	31.6%
Seat Pleasant, MD	4,929	132	32.1%
Capitol Heights, MD	4,609	134	34.2%
Hillandale, MD	4,877	144	44.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Wildwood, CA	4,876	149	48.5%
Suncoast Estates, FL	4,876	89	11.0%
Mineola, TX	4,876	89	11.1%
St. Clair, MO	4,878	88	12.3%
Gates, NY	4,878	106	5.8%
Hillandale, MD	4,877	144	44.5%