Cost Of Living in Lake St. Croix Beach, MN

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C

12%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lake St. Croix Beach	Minnesota	National
Cost of living	112	100	100
Groceries	99	100	100
Health care	99	100	100
Housing	141	100	100
Transportation	98	100	100
Utilities	103	104	100
Lifestyle & Entertainment	102	100	100
Household Items	97	100	100
Education & Childcare	105	99	100

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Homes For Sale In Lake St. Croix Beach, MN

1580 Ramada Ave S

Lakeland, MN

1589 Racine Ave S

Lakeland, MN

Cost Of Living Quick Facts

The cost of living in Lake St. Croix Beach is 12% higher than the Minnesota average
The cost of living in Lake St. Croix Beach is 12% higher than the national average
Lake St. Croix Beach housing is 41% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,019	$10,585	$2,964	$3,811
Renters	$56,052	$4,671	$1,308	$1,682

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Houlton, WI	109	100	0.0%
Landfall, MN	819	72	27.9%
Ellsworth, WI	3,384	95	5.1%
Somerset, WI	2,931	101	0.5%
New Richmond, WI	9,479	101	1.2%
Lake St. Croix Beach, MN	1,120	112	12.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elkhorn City, KY	1,120	83	17.4%
Grand Meadow, MN	1,120	90	9.9%
JAARS, NC	1,120	78	22.2%
Germantown, NY	1,120	116	16.0%
Lorenzo, TX	1,120	82	17.7%
Lake St. Croix Beach, MN	1,120	112	12.5%