Cost of Living in Elkhorn City, KY

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elkhorn City Kentucky National
Cost of living8388100
Groceries9698100
Health care9997100
Housing4770100
Transportation9796100
Utilities9995100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare10094100
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Homes For Sale In Elkhorn City, KY

property for sale

15 Wallace Rd

Elkhorn City, KY
property for sale

4883 Marrowbone Creek Rd

Elkhorn City, KY
property for sale

28 Atkins Belcher Rd

Elkhorn City, KY
property for sale

120 6th ST

Elkhorn City, KY

Cost Of Living Quick Facts

  • The cost of living in Elkhorn City is 6% lower than the Kentucky average
  • The cost of living in Elkhorn City is 17% lower than the national average
  • Elkhorn City housing is 53% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$56,993$4,749$1,330$1,710
      Renters$34,007$2,834$793$1,020

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Haysi, VA6597822.3%
      Clinchco, VA2458020.3%
      Virgie, KY3548019.6%
      Phelps, KY4658119.4%
      Clintwood, VA1,6238713.0%
      Elkhorn City, KY1,1208317.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grand Meadow, MN1,120909.9%
      Lake St. Croix Beach, MN1,12011212.5%
      JAARS, NC1,1207822.2%
      Germantown, NY1,12011616.0%
      Lorenzo, TX1,1208217.7%
      Elkhorn City, KY1,1208317.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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