Cost Of Living in JAARS, NC

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22%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	JAARS	North Carolina	National
Cost of living	78	96	100
Groceries	98	100	100
Health care	99	99	100
Housing	28	88	100
Transportation	100	99	100
Utilities	98	99	100
Lifestyle & Entertainment	97	100	100
Household Items	102	100	100
Education & Childcare	100	100	100

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Homes For Sale In JAARS, NC

6708 Aerowood Cir

Waxhaw, NC

Cost Of Living Quick Facts

The cost of living in JAARS is 19% lower than the North Carolina average
The cost of living in JAARS is 22% lower than the national average
JAARS housing is 72% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,845	$6,820	$1,910	$2,456
Renters	$58,721	$4,893	$1,370	$1,762

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Catawba, SC	1,090	99	1.4%
Irwin, SC	1,335	88	12.1%
Elgin, SC	2,942	89	11.0%
Fort Lawn, SC	1,004	90	9.8%
Lancaster, SC	9,482	94	6.2%
JAARS, NC	1,120	78	22.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elkhorn City, KY	1,120	83	17.4%
Grand Meadow, MN	1,120	90	9.9%
Lake St. Croix Beach, MN	1,120	112	12.5%
Germantown, NY	1,120	116	16.0%
Lorenzo, TX	1,120	82	17.7%
JAARS, NC	1,120	78	22.2%