Cost of Living in Kutztown, PA

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A+
1%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kutztown Pennsylvania National
Cost of living9997100
Groceries100100100
Health care10199100
Housing9590100
Transportation102101100
Utilities9999100
Lifestyle & Entertainment104100100
Household Items10299100
Education & Childcare103101100
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Homes For Sale In Kutztown, PA

property for sale

1044 Long Lane Rd

Kutztown, PA
property for sale

861 Dunkels Church Rd

Kutztown, PA
property for sale

425 College Blvd

Kutztown, PA
property for sale

406 Noble St

Kutztown, PA

Cost Of Living Quick Facts

  • The cost of living in Kutztown is 3% higher than the Pennsylvania average
  • The cost of living in Kutztown is 1% lower than the national average
  • Kutztown housing is 5% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Kutztown

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Compare Kutztown, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,494$10,541$2,951$3,795
      Renters$38,322$3,194$894$1,150
      To approximate the cost of living and the housing affordability in Kutztown, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Kutztown have a median income of $126,494. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,951 per month to avoid calamity and poverty. The renters in the city have an income of about $38,322, which would make their monthly maximum allowable rental costs $894.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Deer Lake CDP, PA4721011.2%
      Kutztown University, PA4,0181011.2%
      Hyde Park borough, PA4628614.0%
      West Hamburg, PA2,2738712.9%
      Reading, PA90,9068812.4%
      Kutztown, PA5,173990.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ettrick, VA5,172972.7%
      Bret Harte, CA5,1751087.9%
      Olympia Fields, IL5,17512727.4%
      Milan, IL5,168919.3%
      Wapato, WA5,168972.7%
      Kutztown, PA5,173990.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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