| Index | Klamath Falls | Oregon | National |
| Cost of living | 103 | 111 | 100 |
| Groceries | 107 | 104 | 100 |
| Health care | 108 | 105 | 100 |
| Housing | 94 | 124 | 100 |
| Transportation | 104 | 106 | 100 |
| Utilities | 108 | 106 | 100 |
| Lifestyle & Entertainment | 107 | 107 | 100 |
| Household Items | 107 | 104 | 100 |
| Education & Childcare | 111 | 109 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Klamath Falls? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Klamath Falls stands at 103, making it 3% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Klamath Falls aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Klamath Falls residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 12 locals to understand their opinions on the cost of living in Klamath Falls. The results indicated that 42% found it reasonably priced with decreasing prices of goods and services, while 58% viewed it as quite expensive, with increasing prices.
Is Klamath Falls affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Klamath Falls, for instance, where the median home price falls 0.3% lower than the national average, and monthly rent rates are 19.6% lower than usual. Additionally, median income levels contribute to the equation, with Klamath Falls flaunting a median household income of $60,475, 25.6% lower than the national norm.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Klamath Falls, the transportation index is 4% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Klamath Falls, the healthcare costs are 7.6% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Klamath Falls, is 6.1% lower than the national average.
The cost of living estimates displayed for Klamath Falls are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $94,480 | $7,873 | $2,204 | $2,835 |
| Renters | $40,237 | $3,353 | $939 | $1,207 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Merrill, OR | 720 | 93 | 6.5% |
| Altamont, OR | 19,415 | 101 | 1.3% |
| Klamath Falls, OR | 22,340 | 103 | 3.2% |
| City | Population | Cost of Living Index | National Avg. |
| Lino Lakes, MN | 22,340 | 117 | 17.5% |
| Elkridge, MD | 22,335 | 135 | 35.3% |
| Darien, CT | 22,334 | 245 | 144.9% |
| Golden Valley, MN | 22,333 | 121 | 21.2% |
| Corinth, TX | 22,353 | 113 | 13.1% |
| Klamath Falls, OR | 22,340 | 103 | 3.2% |
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