## Kenmar cost of living index

 Index Kenmar Pennsylvania National Cost of living index 96 99 100 Index Kenmar Pennsylvania National Goods & Services index 99 98 100 Groceries index 103 103 100 Health care index 98 94 100 Housing index 81 91 100 Transportation index 110 109 100 Utilities index 109 111 100
An overview of the general cost of living index for Kenmar, PA is displayed above for your reference. Residents in Kenmar, PA enjoy a cost of living index of 96. This index is 2% lower than the Pennsylvania average, and 4% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Kenmar, PA, the average cost of goods and services is 1% higher than it is in Pennsylvania, and it is 1% lower than the national average.
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## Did you know?

• The cost of living in Kenmar is 2% lower than the Pennsylvania average.
• The cost of living in Kenmar is 4% lower than the national average.
• The cost of housing in Kenmar is 19% lower than the national average.
• Pennsylvania general sales tax is 18% higher than the national average.
• Pennsylvania state income tax is 38% higher than the national average.

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## Salary Calculator

Using the salary calculator lets you compare the salary you earn in Kenmar, PA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kenmar, PA, you have to earn a higher income in order to still have the same standard of living. To operate the Kenmar, PA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

## Median Income & Debt-To-Income Ratio

 Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI) Owners \$49,327 \$4,111 \$1,151 \$1,480 Renters \$0 \$0 \$0 \$0
If you want to find a good determining factor for the cost of living and the general affordability of housing in Kenmar, PA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Kenmar, PA, the median monthly income is \$49,327 for those who own their own homes. Under the standard rule, that income level would allow for \$1,151 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about \$0, per the median income in the area. That would allow for renters to spend up to \$0 on monthly rental expenses.

## Pennsylvania Sales Tax

 State General Sales Tax With Max Surtax Pennsylvania 6% 8%

## Pennsylvania Income Tax

 State Income Tax (Low) Income Tax (High) Pennsylvania 3.07% 3.07%
When assessing the complete cost of living in Kenmar, PA, the Pennsylvania income tax and the Pennsylvania sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Pennsylvania maximum surtax is 8%, and the Pennsylvania sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.07% to 3.07% in Pennsylvania.

## Goods & Services

 Item Kenmar National avg. Difference Haircut \$16.25 \$17.49 7.1% Beauty Salon \$30.50 \$38.17 20.1% Toothpaste \$1.96 \$2.32 15.6% Shampoo \$1.09 \$1.01 7.7% Movie \$10.60 \$10.72 1.2% Bowling \$15.33 \$13.86 10.6%

## Groceries

 Item Kenmar National avg. Difference Ground Beef \$3.69 \$3.90 5.4% Fried Chicken \$1.24 \$1.40 11.2% Milk \$2.01 \$1.96 2.4% Potatoes \$3.39 \$3.18 6.5% Pizza \$9.09 \$10.39 12.5% Beer \$9.93 \$9.23 7.6%

## Health Care

 Item Kenmar National avg. Difference Optometrist \$62.67 \$106.34 41.1% Doctor \$72.17 \$115.25 37.4% Dentist \$126.50 \$98.38 28.6% Ibuprofen \$9.32 \$9.26 0.6% Lipitor \$484.82 \$466.47 3.9%

## Housing

 Item Kenmar National avg. Difference Home Price \$159,000.00 \$184,700.00 13.9% Avg. Mortgage Payment \$1,138.98 \$1,273.32 10.6% Apartment Rent \$664.00 \$949.00 30.0%

## Transportation

 Item Kenmar National avg. Difference Gasoline \$2.89 \$2.59 11.4% Tire Balancing \$53.80 \$48.90 10.0%

## Utilities

 Item Kenmar National avg. Difference All Electricity \$192.63 \$167.60 14.9% Phone \$186.24 \$163.42 14.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

## Nearby cities with low cost of living

 City, State Population Cost of Living Index National Avg. Washingtonville, PA 245 88 -12% Salladasburg, PA 258 90 -10% Williamsport, PA 29,180 90 -10% Montgomery, PA 1,454 91 -9% Rauchtown, PA 662 92 -8% Kenmar, PA 4,373 96 -4%

## Cities with similar population

 City, State Population Cost of Living Index National Avg. Waverly, OH 4,374 85 -15% South Haven, MI 4,372 93 -7% Oasis, CA 4,374 87 -13% Shelley, ID 4,372 85 -15% Haskell, AR 4,376 90 -10% Kenmar, PA 4,373 96 -4%
Source: The Kenmar, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.