Cost of Living in Montgomery, PA

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10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montgomery Pennsylvania National
Cost of living9097100
Groceries99100100
Health care9999100
Housing6690100
Transportation101101100
Utilities10299100
Lifestyle & Entertainment103100100
Household Items10099100
Education & Childcare98101100
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Homes For Sale In Montgomery, PA

property for sale

78 Montgomery St

Montgomery, PA
property for sale

132 Montgomery St

Montgomery, PA
property for sale

53 E Houston Ave

Montgomery, PA
property for sale

61 W Houston Ave

Montgomery, PA

Cost Of Living Quick Facts

  • The cost of living in Montgomery is 7% lower than the Pennsylvania average
  • The cost of living in Montgomery is 10% lower than the national average
  • Montgomery housing is 34% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Montgomery

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Compare Montgomery, PA Cost of Living

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      Housing index
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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,051$7,671$2,148$2,762
      Renters$59,851$4,988$1,396$1,796

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montandon, PA910991.0%
      Dewart, PA1,334909.9%
      Williamsport, PA29,1309010.2%
      Danville, PA4,797919.3%
      Watsontown, PA2,192937.2%
      Montgomery, PA1,5269010.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Warren Park, IN1,526937.2%
      Conway Springs, KS1,5268614.4%
      Island Heights, NJ1,52614242.4%
      Pemberton, NJ1,5261098.9%
      Siesta Acres, TX1,5268712.8%
      Montgomery, PA1,5269010.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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