Keene, New Hampshire Cost Of Living

C+

8%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

0%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Keene	New Hampshire	National
Cost of living	108	115	100
Goods & Services	117	117	100
Groceries	104	104	100
Health care	116	116	100
Housing	100	123	100
Transportation	97	97	100
Utilities	114	114	100

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Cost Of Living Quick Facts

The cost of living in Keene is 6% lower than the New Hampshire average
The cost of living in Keene is 8% higher than the national average
Keene housing is equal to the national average
New Hampshire general sales tax is 100% lower than the national average
New Hampshire state income tax is 122% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$75,403	$6,284	$1,759	$2,262
Renters	$29,917	$2,493	$698	$898

A good indicator of the general affordability of housing in Keene, NH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Keene, the median monthly income is $75,403 for those who own their own homes. Under the standard rule, that income level would allow for $1,759 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $29,917, per the median income in the area. That would allow for renters to spend up to $698 on monthly rental expenses.

New Hampshire Sales Tax

State	General Sales Tax	With Max Surtax
New Hampshire	0%	0%

New Hampshire Income Tax

State	Income Tax (Low)	Income Tax (High)
New Hampshire	5%	5%

Goods & Services

Item	Keene	National avg.	Difference
Haircut	$27.88	$20.27	37.5%
Beauty Salon	$41.83	$40.39	3.6%
Toothpaste	$2.09	$2.36	11.3%
Shampoo	$1.02	$1.08	5.2%
Movie	$9.99	$10.99	9.1%
Bowling	$22.92	$15.49	47.9%

Groceries

Item	Keene	National avg.	Difference
Ground Beef	$4.00	$4.30	7.0%
Fried Chicken	$1.20	$1.40	14.2%
Milk	$2.62	$2.20	19.1%
Potatoes	$4.07	$3.22	26.5%
Pizza	$11.46	$10.74	6.7%
Beer	$9.31	$9.60	3.0%

Health Care

Item	Keene	National avg.	Difference
Optometrist	$102.92	$109.73	6.2%
Doctor	$158.77	$118.34	34.2%
Dentist	$129.12	$100.94	27.9%
Ibuprofen	$9.40	$9.93	5.3%
Lipitor	$445.22	$469.53	5.2%

Housing

Item	Keene	National avg.	Difference
Home Price	$183,300.00	$184,700.00	0.8%
Avg. Mortgage Payment	$1,162.78	$1,229.62	5.4%
Apartment Rent	$981.00	$949.00	3.4%

Transportation

Item	Keene	National avg.	Difference
Gasoline	$2.46	$2.71	9.1%
Tire Balancing	$55.59	$51.86	7.2%

Utilities

Item	Keene	National avg.	Difference
All Electricity	$215.09	$170.84	25.9%
Phone	$183.36	$187.18	2.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Troy, NH	1,142	100	0.0%
Bellows Falls, VT	3,032	100	0.1%
Hinsdale, NH	1,404	100	0.3%
Jaffrey, NH	2,537	102	1.6%
Winchester, NH	1,870	102	2.0%
Keene, NH	23,537	108	7.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Faribault, MN	23,530	90	9.6%
Kingston, NY	23,506	104	3.7%
Cloverleaf, TX	23,505	88	11.7%
Old Bridge, NJ	23,569	124	24.2%
Kingsville, ON	23,502	n/a
Keene, NH	23,537	108	7.8%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.