| Index | Roselle | Illinois | National |
| Cost of living | 114 | 98 | 100 |
| Groceries | 99 | 100 | 100 |
| Health care | 100 | 100 | 100 |
| Housing | 147 | 95 | 100 |
| Transportation | 104 | 101 | 100 |
| Utilities | 97 | 99 | 100 |
| Lifestyle & Entertainment | 100 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 103 | 100 | 100 |

Knowing the cost of living in Roselle allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Roselle stands at 114, marking it 14% higher than the national average.
Housing costs make up a big chunk of the cost of living in Roselle, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 47.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Wondering if Roselle is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Roselle, for example, the median home price is 48.7% higher than what folks pay nationally, and monthly rent is 44% higher than the usual rates. Plus, income levels matter too, with Roselle boasting a median household income of $135,414, which is 66.5% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Roselle, the transportation index is 4.3% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Roselle, the general sales tax rate starts at 6.25%, and income tax rates begin at 4.95%.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Roselle, healthcare costs are 0.4% higher than the national average.
The cost of living data for Roselle shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $152,017 | $12,668 | $3,547 | $4,561 |
| Renters | $85,288 | $7,107 | $1,990 | $2,559 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Hodgkins, IL | 1,817 | 83 | 16.9% |
| Maywood, IL | 23,986 | 96 | 3.6% |
| Broadview, IL | 7,841 | 99 | 0.9% |
| Bellwood, IL | 19,287 | 99 | 1.0% |
| Summit, IL | 11,472 | 100 | 0.1% |
| Roselle, IL | 23,298 | 114 | 14.5% |
| City | Population | Cost of Living Index | National Avg. |
| Lennox, CA | 23,290 | 150 | 50.3% |
| Duncan, OK | 23,311 | 87 | 13.4% |
| Keene, NH | 23,283 | 109 | 9.0% |
| Machesney Park, IL | 23,320 | 92 | 8.1% |
| West Carson, CA | 23,269 | 155 | 55.3% |
| Roselle, IL | 23,298 | 114 | 14.5% |