Huntington Beach, CA Cost Of Living

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Huntington Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Huntington Beach	California	National
Cost of living index	169	140	100
Index	Huntington Beach	California	National
Goods & Services index	110	111	100
Groceries index	116	118	100
Health care index	109	113	100
Housing index	303	196	100
Transportation index	130	128	100
Utilities index	90	118	100

The above illustration supplies generalized information for the Huntington Beach, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Huntington Beach, CA is 169, which is 20% higher than the California average and 69% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Huntington Beach, CA are 2% lower than the average for California and 10% higher than the rest of the country.

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Did you know?

The cost of living in Huntington Beach is 20% higher than the California average.
The cost of living in Huntington Beach is 69% higher than the national average.
The cost of housing in Huntington Beach is 203% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Huntington Beach, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Huntington Beach, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Huntington Beach, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,340	$8,862	$2,481	$3,191
Renters	$62,310	$5,193	$1,454	$1,869

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Huntington Beach, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Huntington Beach, CA homeowners, is $106,340. This would allow for a maximum of $2,481 per month to be spent on housing costs. For renters, the median monthly income is $62,310 which would result in a maximum of $1,454 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.25%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

For those who live in Huntington Beach, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.25%, while the most you'll pay in surtax is 10.25%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 13.3%.

Goods & Services

Item	Huntington Beach	National avg.	Difference
Haircut	$21.80	$17.49	24.6%
Beauty Salon	$65.00	$38.17	70.3%
Toothpaste	$2.19	$2.32	5.6%
Shampoo	$1.32	$1.01	30.4%
Movie	$14.42	$10.72	34.5%
Bowling	$23.33	$13.86	68.3%

Groceries

Item	Huntington Beach	National avg.	Difference
Ground Beef	$3.32	$3.90	14.9%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.19	$1.96	11.6%
Potatoes	$3.09	$3.18	2.9%
Pizza	$10.99	$10.39	5.7%
Beer	$9.66	$9.23	4.7%

Health Care

Item	Huntington Beach	National avg.	Difference
Optometrist	$96.75	$106.34	9.0%
Doctor	$123.33	$115.25	7.0%
Dentist	$112.40	$98.38	14.2%
Ibuprofen	$11.99	$9.26	29.5%
Lipitor	$483.87	$466.47	3.7%

Housing

Item	Huntington Beach	National avg.	Difference
Home Price	$659,700.00	$184,700.00	257.2%
Avg. Mortgage Payment	$3,485.71	$1,273.32	173.8%
Apartment Rent	$1,686.00	$949.00	77.7%

Transportation

Item	Huntington Beach	National avg.	Difference
Gasoline	$3.81	$2.59	47.0%
Tire Balancing	$51.00	$48.90	4.3%

Utilities

Item	Huntington Beach	National avg.	Difference
All Electricity	$142.30	$167.60	15.1%
Phone	$173.40	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Hawaiian Gardens, CA	14,468	121	21%
Stanton, CA	38,594	126	26%
Seal Beach, CA	24,510	129	29%
Carson, CA	92,780	135	35%
Santa Ana, CA	333,605	134	34%
Huntington Beach, CA	198,724	169	69%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Shreveport, LA	198,571	88	-12%
Akron, OH	198,508	84	-16%
Glendale, CA	197,895	165	65%
Yonkers, NY	199,725	132	32%
Little Rock, AR	197,640	93	-7%
Huntington Beach, CA	198,724	169	69%

Source: The Huntington Beach, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Huntington Beach, CA Cost of Living